luckadjusted
CFB Week 4 · 2026

Week 15 · December 12 · 11 weeks ahead

College football predictions, week 15

An early look at week 15, from how each team has played so far against the opponents it has faced, adjusted for luck, and where it stood last season. This far ahead fewer games are in, so the curves are wider. On past seasons, forecasts made 11 weeks ahead picked 70.9% of winners, against 74.4% for forecasts made the week before. These update every day: this week’s predictions.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±13.4 points (one standard deviation, measured from every play). These forecasts carry ±17.1, so about 62% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

GameOur pickWin chanceOur spread
Navy at Army (neutral site) Army 68% −7.9

Navy vs Army

Sat, Dec 12, 3:00 pm ET · neutral site

Army by 7.9 · 68% to win

Show as a table
OutcomeChance
Navy win32.1%
Army win67.9%
Middle 50%: Navy by 3 to Army by 2050%
Middle 90%: Navy by 21 to Army by 3590%
Middle 95%: Navy by 26 to Army by 4295%
Exactly Army by 36.3%
Exactly Navy by 35.3%
Exactly Army by 75.3%
Exactly Army by 143.9%
Exactly Navy by 73.6%
P50
Half of games like this end between Navy by 3 and Army by 20.
P90
9 in 10 between Navy by 21 and Army by 35.
P95
19 in 20 between Navy by 26 and Army by 42.

Navy vs Army prediction: the full preview →

Where the forecast comes from
This season, against its opponentsArmy+5.7
Last seasonArmy+1.9
Home fieldArmy+0.2