luckadjusted
CFB Week 4 · 2026

College football · Week 12 2026 · Saturday, November 21

Chattanooga vs Alabama prediction and pick

Our Chattanooga Mocs at Alabama Crimson Tide pick: Alabama by 49.6, over 99% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 8 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Chattanooga at Alabama

Sat, Nov 21, 2:00 pm ET · Bryant-Denny Stadium

Alabama by 49.6 · over 99% to win

Show as a table
OutcomeChance
Chattanooga win0.2%
Alabama win99.8%
Middle 50%: Alabama by 38 to Alabama by 5950%
Middle 90%: Alabama by 21 to Alabama by 7390%
Middle 95%: Alabama by 16 to Alabama by 7495%
Exactly Alabama by 5634.6%
Exactly Alabama by 495.3%
Exactly Alabama by 424.2%
Exactly Alabama by 524.1%
Exactly Alabama by 454.0%
P50
Half of games like this end between Alabama by 38 and Alabama by 59.
P90
9 in 10 between Alabama by 21 and Alabama by 73.
P95
19 in 20 between Alabama by 16 and Alabama by 74.
Where the forecast comes from
Last seasonAlabama+34.7
This season, against its opponentsAlabama+11.7
Home fieldAlabama+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Chattanooga – – –
Alabama 4–0 4.0 +0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Chattanooga vs Alabama: questions and answers

Who will win Chattanooga vs Alabama?

Our forecast picks Alabama, with over 99% to win; Chattanooga win under 1% of the time.

What’s the spread for Chattanooga vs Alabama?

Our spread: Alabama −49.6. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Chattanooga vs Alabama?

Saturday, November 21, 2026, at 2:00 pm ET, at Bryant-Denny Stadium.