luckadjusted
NFL Week 4 · 2026

Week 5 · October 8–12 · 2 weeks ahead

NFL predictions, week 5

An early look at week 5, from what each team’s play has been worth so far adjusted for luck and what it was worth last season. This far ahead nobody knows yet who will start or who will be hurt, so each team’s usual quarterback is assumed and no injury report is in; the curves are wider for it. On past seasons, forecasts made 2 weeks ahead picked 64.2% of winners, against 65.3% for forecasts made the week before. These update every day, and sharpen when the week comes up: this week’s predictions.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.1, so about 85% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

GameOur pickWin chanceOur spreadBetting line
Buccaneers at Cowboys Cowboys 66% −5.5 Cowboys −9.5
Eagles at Jaguars Jaguars 71% −7.2 Jaguars −3.0
Bears at Packers Bears 56% −1.8 Packers −2.5
Bengals at Dolphins Bengals 62% −3.9 Bengals −8.5
Browns at Jets Jets 58% −2.7 Jets −1.5
Texans at Titans Texans 63% −4.3 Texans −6.5
Colts at Steelers Steelers 60% −3.4 Steelers −1.5
Raiders at Patriots Patriots 62% −3.8 Patriots −3.5
Vikings at Saints Vikings 50% −0.1 Vikings −2.5
Giants at Commanders Commanders 55% −1.5 Commanders −2.5
Broncos at Chargers Broncos 59% −3.1 Broncos −2.5
Lions at Cardinals Lions 64% −4.7 Lions −5.5
49ers at Seahawks Seahawks 51% −0.4 Seahawks −3.0
Ravens at Falcons Ravens 66% −5.4 Ravens −6.0
Bills at Rams Rams 50% −0.1 Rams −2.5

Buccaneers at Cowboys

Thu, Oct 8, 8:15 pm ET

Cowboys by 5.5 · 66% to win · line Cowboys −9.5

Show as a table
OutcomeChance
Buccaneers win33.6%
Cowboys win66.4%
Middle 50%: Buccaneers by 3 to Cowboys by 1450%
Middle 90%: Buccaneers by 16 to Cowboys by 2790%
Middle 95%: Buccaneers by 20 to Cowboys by 3195%
Exactly Cowboys by 38.3%
Exactly Buccaneers by 36.9%
Exactly Cowboys by 75.7%
Exactly Cowboys by 144.6%
Exactly Cowboys by 104.3%
P50
Half of games like this end between Buccaneers by 3 and Cowboys by 14.
P90
9 in 10 between Buccaneers by 16 and Cowboys by 27.
P95
19 in 20 between Buccaneers by 20 and Cowboys by 31.

Buccaneers vs Cowboys prediction: the full preview →

Where the forecast comes from
Home fieldCowboys+2.3
This season, adjusted for luckCowboys+1.7
QuarterbacksCowboys+1.2
Last seasonCowboys+0.2

Eagles at Jaguars

Sun, Oct 11, 9:30 am ET

Jaguars by 7.2 · 71% to win · line Jaguars −3.0

Show as a table
OutcomeChance
Eagles win28.8%
Jaguars win71.2%
Middle 50%: Eagles by 3 to Jaguars by 1650%
Middle 90%: Eagles by 14 to Jaguars by 2890%
Middle 95%: Eagles by 18 to Jaguars by 3395%
Exactly Jaguars by 38.1%
Exactly Eagles by 36.3%
Exactly Jaguars by 75.7%
Exactly Jaguars by 145.0%
Exactly Jaguars by 104.4%
P50
Half of games like this end between Eagles by 3 and Jaguars by 16.
P90
9 in 10 between Eagles by 14 and Jaguars by 28.
P95
19 in 20 between Eagles by 18 and Jaguars by 33.

Eagles vs Jaguars prediction: the full preview →

Where the forecast comes from
This season, adjusted for luckJaguars+4.2
Home fieldJaguars+2.3
Last seasonJaguars+0.6
QuarterbacksJaguars+0.1

Bears at Packers

Sun, Oct 11, 1:00 pm ET

Bears by 1.8 · 56% to win · line Packers −2.5

Show as a table
OutcomeChance
Bears win55.6%
Packers win44.4%
Middle 50%: Bears by 10 to Packers by 750%
Middle 90%: Bears by 24 to Packers by 2090%
Middle 95%: Bears by 28 to Packers by 2495%
Exactly Bears by 38.5%
Exactly Packers by 37.9%
Exactly Bears by 75.3%
Exactly Packers by 74.5%
Exactly Bears by 103.7%
P50
Half of games like this end between Bears by 10 and Packers by 7.
P90
9 in 10 between Bears by 24 and Packers by 20.
P95
19 in 20 between Bears by 28 and Packers by 24.

Bears vs Packers prediction: the full preview →

Where the forecast comes from
This season, adjusted for luckBears+5.5
Home fieldPackers+2.3
QuarterbacksPackers+1.1
Last seasonPackers+0.2

Bengals at Dolphins

Sun, Oct 11, 1:00 pm ET

Bengals by 3.9 · 62% to win · line Bengals −8.5

Show as a table
OutcomeChance
Bengals win61.9%
Dolphins win38.1%
Middle 50%: Bengals by 13 to Dolphins by 550%
Middle 90%: Bengals by 25 to Dolphins by 1890%
Middle 95%: Bengals by 29 to Dolphins by 2195%
Exactly Bengals by 38.5%
Exactly Dolphins by 37.4%
Exactly Bengals by 75.5%
Exactly Bengals by 144.2%
Exactly Bengals by 104.1%
P50
Half of games like this end between Bengals by 13 and Dolphins by 5.
P90
9 in 10 between Bengals by 25 and Dolphins by 18.
P95
19 in 20 between Bengals by 29 and Dolphins by 21.

Bengals vs Dolphins prediction: the full preview →

Where the forecast comes from
This season, adjusted for luckBengals+5.1
Home fieldDolphins+2.3
QuarterbacksBengals+1.1

Browns at Jets

Sun, Oct 11, 1:00 pm ET

Jets by 2.7 · 58% to win · line Jets −1.5

Show as a table
OutcomeChance
Browns win41.8%
Jets win58.2%
Middle 50%: Browns by 7 to Jets by 1250%
Middle 90%: Browns by 19 to Jets by 2490%
Middle 95%: Browns by 23 to Jets by 2895%
Exactly Jets by 38.5%
Exactly Browns by 37.7%
Exactly Jets by 75.4%
Exactly Browns by 74.3%
Exactly Jets by 143.9%
P50
Half of games like this end between Browns by 7 and Jets by 12.
P90
9 in 10 between Browns by 19 and Jets by 24.
P95
19 in 20 between Browns by 23 and Jets by 28.

Browns vs Jets prediction: the full preview →

Where the forecast comes from
Home fieldJets+2.3
Last seasonBrowns+0.9
QuarterbacksJets+0.8
This season, adjusted for luckJets+0.5

Texans at Titans

Sun, Oct 11, 1:00 pm ET

Texans by 4.3 · 63% to win · line Texans −6.5

Show as a table
OutcomeChance
Texans win63.1%
Titans win36.9%
Middle 50%: Texans by 14 to Titans by 450%
Middle 90%: Texans by 26 to Titans by 1790%
Middle 95%: Texans by 30 to Titans by 2195%
Exactly Texans by 38.4%
Exactly Titans by 37.3%
Exactly Texans by 75.6%
Exactly Texans by 144.3%
Exactly Texans by 104.1%
P50
Half of games like this end between Texans by 14 and Titans by 4.
P90
9 in 10 between Texans by 26 and Titans by 17.
P95
19 in 20 between Texans by 30 and Titans by 21.

Texans vs Titans prediction: the full preview →

Where the forecast comes from
Last seasonTexans+4.4
Home fieldTitans+2.3
QuarterbacksTexans+1.7
This season, adjusted for luckTexans+0.6

Colts at Steelers

Sun, Oct 11, 1:00 pm ET

Steelers by 3.4 · 60% to win · line Steelers −1.5

Show as a table
OutcomeChance
Colts win39.5%
Steelers win60.5%
Middle 50%: Colts by 6 to Steelers by 1350%
Middle 90%: Colts by 18 to Steelers by 2590%
Middle 95%: Colts by 22 to Steelers by 2995%
Exactly Steelers by 38.5%
Exactly Colts by 37.5%
Exactly Steelers by 75.5%
Exactly Colts by 74.1%
Exactly Steelers by 144.1%
P50
Half of games like this end between Colts by 6 and Steelers by 13.
P90
9 in 10 between Colts by 18 and Steelers by 25.
P95
19 in 20 between Colts by 22 and Steelers by 29.

Colts vs Steelers prediction: the full preview →

Where the forecast comes from
Home fieldSteelers+2.3
This season, adjusted for luckSteelers+1.9
QuarterbacksColts+0.5
Last seasonColts+0.3

Raiders at Patriots

Sun, Oct 11, 1:00 pm ET

Patriots by 3.8 · 62% to win · line Patriots −3.5

Show as a table
OutcomeChance
Raiders win38.5%
Patriots win61.5%
Middle 50%: Raiders by 5 to Patriots by 1350%
Middle 90%: Raiders by 18 to Patriots by 2590%
Middle 95%: Raiders by 22 to Patriots by 2995%
Exactly Patriots by 38.5%
Exactly Raiders by 37.4%
Exactly Patriots by 75.5%
Exactly Patriots by 144.2%
Exactly Raiders by 74.1%
P50
Half of games like this end between Raiders by 5 and Patriots by 13.
P90
9 in 10 between Raiders by 18 and Patriots by 25.
P95
19 in 20 between Raiders by 22 and Patriots by 29.

Raiders vs Patriots prediction: the full preview →

Where the forecast comes from
Last seasonPatriots+4.5
This season, adjusted for luckRaiders+3.6
Home fieldPatriots+2.3
QuarterbacksPatriots+0.5

Vikings at Saints

Sun, Oct 11, 1:00 pm ET

Vikings by 0.1 · 50% to win · line Vikings −2.5

Show as a table
OutcomeChance
Vikings win50.3%
Saints win49.7%
Middle 50%: Vikings by 9 to Saints by 850%
Middle 90%: Vikings by 21 to Saints by 2190%
Middle 95%: Vikings by 26 to Saints by 2595%
Exactly Vikings by 38.3%
Exactly Saints by 38.3%
Exactly Vikings by 75.0%
Exactly Saints by 74.9%
Exactly Vikings by 103.4%
P50
Half of games like this end between Vikings by 9 and Saints by 8.
P90
9 in 10 between Vikings by 21 and Saints by 21.
P95
19 in 20 between Vikings by 26 and Saints by 25.

Vikings vs Saints prediction: the full preview →

Where the forecast comes from
Home fieldSaints+2.3
This season, adjusted for luckVikings+2.1
QuarterbacksVikings+0.2
Last seasonVikings+0.1

Giants at Commanders

Sun, Oct 11, 1:00 pm ET

Commanders by 1.5 · 55% to win · line Commanders −2.5

Show as a table
OutcomeChance
Giants win45.5%
Commanders win54.5%
Middle 50%: Giants by 7 to Commanders by 1050%
Middle 90%: Giants by 20 to Commanders by 2390%
Middle 95%: Giants by 24 to Commanders by 2795%
Exactly Commanders by 38.4%
Exactly Giants by 38.0%
Exactly Commanders by 75.2%
Exactly Giants by 74.6%
Exactly Commanders by 103.7%
P50
Half of games like this end between Giants by 7 and Commanders by 10.
P90
9 in 10 between Giants by 20 and Commanders by 23.
P95
19 in 20 between Giants by 24 and Commanders by 27.

Giants vs Commanders prediction: the full preview →

Where the forecast comes from
Home fieldCommanders+2.3
This season, adjusted for luckGiants+0.8
Last seasonGiants+0.4
QuarterbacksCommanders+0.4

Broncos at Chargers

Sun, Oct 11, 4:05 pm ET

Broncos by 3.1 · 59% to win · line Broncos −2.5

Show as a table
OutcomeChance
Broncos win59.4%
Chargers win40.6%
Middle 50%: Broncos by 12 to Chargers by 650%
Middle 90%: Broncos by 24 to Chargers by 1890%
Middle 95%: Broncos by 28 to Chargers by 2395%
Exactly Broncos by 38.5%
Exactly Chargers by 37.6%
Exactly Broncos by 75.4%
Exactly Chargers by 74.2%
Exactly Broncos by 144.0%
P50
Half of games like this end between Broncos by 12 and Chargers by 6.
P90
9 in 10 between Broncos by 24 and Chargers by 18.
P95
19 in 20 between Broncos by 28 and Chargers by 23.

Broncos vs Chargers prediction: the full preview →

Where the forecast comes from
This season, adjusted for luckBroncos+3.3
Home fieldChargers+2.3
Last seasonBroncos+1.5
QuarterbacksBroncos+0.6

Lions at Cardinals

Sun, Oct 11, 4:25 pm ET

Lions by 4.7 · 64% to win · line Lions −5.5

Show as a table
OutcomeChance
Lions win64.3%
Cardinals win35.7%
Middle 50%: Lions by 14 to Cardinals by 450%
Middle 90%: Lions by 27 to Cardinals by 1790%
Middle 95%: Lions by 31 to Cardinals by 2195%
Exactly Lions by 38.4%
Exactly Cardinals by 37.1%
Exactly Lions by 75.6%
Exactly Lions by 144.4%
Exactly Lions by 104.2%
P50
Half of games like this end between Lions by 14 and Cardinals by 4.
P90
9 in 10 between Lions by 27 and Cardinals by 17.
P95
19 in 20 between Lions by 31 and Cardinals by 21.

Lions vs Cardinals prediction: the full preview →

Where the forecast comes from
Last seasonLions+3.1
Home fieldCardinals+2.3
QuarterbacksLions+2.3
This season, adjusted for luckLions+1.7

49ers at Seahawks

Sun, Oct 11, 4:25 pm ET

Seahawks by 0.4 · 51% to win · line Seahawks −3.0

Show as a table
OutcomeChance
49ers win48.7%
Seahawks win51.3%
Middle 50%: 49ers by 8 to Seahawks by 950%
Middle 90%: 49ers by 21 to Seahawks by 2290%
Middle 95%: 49ers by 25 to Seahawks by 2695%
Exactly Seahawks by 38.3%
Exactly 49ers by 38.2%
Exactly Seahawks by 75.0%
Exactly 49ers by 74.9%
Exactly Seahawks by 103.5%
P50
Half of games like this end between 49ers by 8 and Seahawks by 9.
P90
9 in 10 between 49ers by 21 and Seahawks by 22.
P95
19 in 20 between 49ers by 25 and Seahawks by 26.

49ers vs Seahawks prediction: the full preview →

Where the forecast comes from
Home fieldSeahawks+2.3
Quarterbacks49ers+2.3
Last seasonSeahawks+2.3
This season, adjusted for luck49ers+1.9

Ravens at Falcons

Sun, Oct 11, 8:20 pm ET

Ravens by 5.4 · 66% to win · line Ravens −6.0

Show as a table
OutcomeChance
Ravens win66.3%
Falcons win33.8%
Middle 50%: Ravens by 14 to Falcons by 350%
Middle 90%: Ravens by 27 to Falcons by 1690%
Middle 95%: Ravens by 31 to Falcons by 2095%
Exactly Ravens by 38.3%
Exactly Falcons by 36.9%
Exactly Ravens by 75.7%
Exactly Ravens by 144.6%
Exactly Ravens by 104.3%
P50
Half of games like this end between Ravens by 14 and Falcons by 3.
P90
9 in 10 between Ravens by 27 and Falcons by 16.
P95
19 in 20 between Ravens by 31 and Falcons by 20.

Ravens vs Falcons prediction: the full preview →

Where the forecast comes from
QuarterbacksRavens+3.7
This season, adjusted for luckRavens+3.0
Home fieldFalcons+2.3
Last seasonRavens+1.1

Bills at Rams

Mon, Oct 12, 8:15 pm ET

Rams by 0.1 · 50% to win · line Rams −2.5

Show as a table
OutcomeChance
Bills win49.5%
Rams win50.5%
Middle 50%: Bills by 8 to Rams by 950%
Middle 90%: Bills by 21 to Rams by 2190%
Middle 95%: Bills by 25 to Rams by 2695%
Exactly Rams by 38.3%
Exactly Bills by 38.2%
Exactly Rams by 75.0%
Exactly Bills by 74.9%
Exactly Rams by 103.4%
P50
Half of games like this end between Bills by 8 and Rams by 9.
P90
9 in 10 between Bills by 21 and Rams by 21.
P95
19 in 20 between Bills by 25 and Rams by 26.

Bills vs Rams prediction: the full preview →

Where the forecast comes from
This season, adjusted for luckBills+2.9
Home fieldRams+2.3
Last seasonRams+0.8
QuarterbacksBills+0.1