luckadjusted
NFL Week 3 · 2026

NFL · Week 5 2026 · Sunday, October 11

Colts vs Steelers prediction and pick

Our Indianapolis Colts at Pittsburgh Steelers pick: Steelers by 3.4, 60% to win, against a betting line of Steelers −2.5. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 2 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.1, so about 85% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Colts at Steelers

Sun, Oct 11, 1:00 pm ET · Acrisure Stadium

Steelers by 3.4 · 60% to win · line Steelers −2.5

Show as a table
OutcomeChance
Colts win39.5%
Steelers win60.5%
Middle 50%: Colts by 6 to Steelers by 1350%
Middle 90%: Colts by 18 to Steelers by 2590%
Middle 95%: Colts by 22 to Steelers by 2995%
Exactly Steelers by 38.5%
Exactly Colts by 37.5%
Exactly Steelers by 75.5%
Exactly Colts by 74.1%
Exactly Steelers by 144.1%
P50
Half of games like this end between Colts by 6 and Steelers by 13.
P90
9 in 10 between Colts by 18 and Steelers by 25.
P95
19 in 20 between Colts by 22 and Steelers by 29.
Where the forecast comes from
Home fieldSteelers+2.3
This season, adjusted for luckSteelers+1.9
QuarterbacksColts+0.5
Last seasonColts+0.3

The season so far

TeamRecordCoin-flip winsLuck in wins
Colts 1–2 0.4 +0.2
Steelers 2–1 1.5 +0.4

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Colts vs Steelers: questions and answers

Who will win Colts vs Steelers?

Our forecast picks the Steelers, with 60% to win; the Colts win 40% of the time.

What’s the spread for Colts vs Steelers?

Our spread: Steelers −3.4. The betting line: Steelers −2.5. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Colts vs Steelers?

Sunday, October 11, 2026, at 1:00 pm ET, at Acrisure Stadium.