luckadjusted
CFB Week 4 · 2026

College football · Week 12 2026 · Friday, November 20

Bowling Green vs Toledo prediction and pick

Our Bowling Green Falcons at Toledo Rockets pick: Toledo by 27.8, 95% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 8 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Bowling Green at Toledo

Fri, Nov 20, 7:30 pm ET · Glass Bowl

Toledo by 27.8 · 95% to win

Show as a table
OutcomeChance
Bowling Green win5.0%
Toledo win95.0%
Middle 50%: Toledo by 17 to Toledo by 3950%
Middle 90%: Bowling Green by 1 to Toledo by 5690%
Middle 95%: Bowling Green by 6 to Toledo by 6195%
Exactly Toledo by 565.5%
Exactly Toledo by 284.4%
Exactly Toledo by 213.9%
Exactly Toledo by 353.5%
Exactly Toledo by 313.3%
P50
Half of games like this end between Toledo by 17 and Toledo by 39.
P90
9 in 10 between Bowling Green by 1 and Toledo by 56.
P95
19 in 20 between Bowling Green by 6 and Toledo by 61.
Where the forecast comes from
This season, against its opponentsToledo+18.4
Last seasonToledo+6.2
Home fieldToledo+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Bowling Green 0–4 0.0 −0.6
Toledo 3–1 3.9 −0.4

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Bowling Green vs Toledo: questions and answers

Who will win Bowling Green vs Toledo?

Our forecast picks Toledo, with 95% to win; Bowling Green win 5% of the time.

What’s the spread for Bowling Green vs Toledo?

Our spread: Toledo −27.8. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Bowling Green vs Toledo?

Friday, November 20, 2026, at 7:30 pm ET, at Glass Bowl.