luckadjusted
CFB Week 4 · 2026

MAC · 2026 season, in progress

Toledo Rockets: luck and expected wins

Toledo is 3–1 so far in 2026; replayed with the same day’s form, its play was worth 3.4 wins. Luck cost 0.4: the 38th-unluckiest of 138 FBS teams. In one-score games: 1–0.

2026, game by game

How often Toledo wins each game when it’s replayed with the way both teams played (the postgame win expectancy), and the luck index: 100 × (the result − that number).

WeekGameResultWins the replayLuck index
Week 1 @ Michigan State L 20–30 51% −51
Week 2 vs Central Connecticut W 63–10 100% 0
Week 3 vs Temple W 49–48 86% +14
Week 4 vs San Diego State W 41–16 99% +1

Next games: our predictions

Every game ahead, forecast adjusted for luck. Each page has the spread, the win chance and the range of likely margins, and shows who deserved to win once it’s played.

WeekGameOur pickToledo win chance
Week 5 · Oct 3 at Ball State Toledo by 22.4 92%
Week 6 · Oct 10 vs Buffalo Toledo by 29.0 96%
Week 7 · Oct 17 at Eastern Michigan Toledo by 20.4 90%
Week 8 · Oct 24 vs Western Michigan Toledo by 10.1 73%
Week 10 · Nov 4 at Sacramento State Toledo by 26.1 94%
Week 11 · Nov 11 vs Massachusetts Toledo by 19.6 88%
Week 12 · Nov 20 vs Bowling Green Toledo by 27.8 95%
Week 13 · Nov 27 at Ohio Toledo by 8.8 70%

Where the luck came from, 2026

Luck over the regular season by kind, in wins: every lucky or unlucky play weighted by the moment it happened, so a missed kick at the end of a close game counts for far more than one in a blowout. Positive: in Toledo’s favor.

KindWinsPoints
Kicks−0.08−10.2
Pre-snap flags−0.11−9.8
3rd & 4th downs−0.26−5.9

Luckiest wins

Wins Toledo takes least often when the game is replayed with the way both teams played.

WeekGameResultWins the replayLuck index
2025 Week 14 @ Central Michigan W 21–3 70% +30
2025 Week 12 @ Miami (OH) W 24–3 82% +18
2026 Week 3 vs Temple W 49–48 86% +14
2026 Week 4 vs San Diego State W 41–16 99% +1
2025 Week 2 vs Western Kentucky W 45–21 99% +1

Unluckiest losses

Losses Toledo would win most often in a replay.

WeekGameResultWins the replayLuck index
2025 Week 7 @ Bowling Green L 23–28 79% −79
2026 Week 1 @ Michigan State L 20–30 51% −51
2025 Week 4 @ Western Michigan L 13–14 29% −29
2025 Bush's Boca Raton Bowl vs Louisville L 22–27 19% −19
2025 Week 9 @ Washington State L 7–28 8% −8

Earlier seasons

SeasonRecordReplay winsLuckOne-scorePostseason
20258–4 8.7−0.7 0–30–1
2025, game by game
WeekGameResultWins the replayLuck index
Week 1 @ Kentucky L 16–24 6% −6
Week 2 vs Western Kentucky W 45–21 99% +1
Week 3 vs Morgan State W 60–0 100% 0
Week 4 @ Western Michigan L 13–14 29% −29
Week 5 vs Akron W 45–3 100% 0
Week 7 @ Bowling Green L 23–28 79% −79
Week 8 vs Kent State W 45–10 99% +1
Week 9 @ Washington State L 7–28 8% −8
Week 11 vs Northern Illinois W 42–3 100% 0
Week 12 @ Miami (OH) W 24–3 82% +18
Week 13 vs Ball State W 38–9 100% 0
Week 14 @ Central Michigan W 21–3 70% +30
Bush's Boca Raton Bowl vs Louisville L 22–27 19% −19

More

How many wins does Toledo have in 2026?

3–1 so far. Replayed with the way both teams played, its games were worth 3.4 wins.

Was Toledo lucky or unlucky in 2026?

Neither: about as lucky as the average team so far: −0.4 wins of luck, the 38th-unluckiest of 138 FBS teams.

What was Toledo’s luckiest season?

2026: 3–1 from play worth 3.4 wins, −0.4 of luck. The unluckiest: 2025, 8–4 from play worth 8.7 (−0.7).