luckadjusted
CFB Week 4 · 2026

College football · Week 10 2026 · Wednesday, November 4

Toledo vs Sacramento State prediction and pick

Our Toledo Rockets at Sacramento State Hornets pick: Toledo by 26.1, 94% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 6 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.9, so about 51% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Toledo at Sacramento State

Wed, Nov 4, time to be announced · Hornet Stadium

Toledo by 26.1 · 94% to win

Show as a table
OutcomeChance
Toledo win94.0%
Sacramento State win6.0%
Middle 50%: Toledo by 38 to Toledo by 1450%
Middle 90%: Toledo by 53 to Sacramento State by 390%
Middle 95%: Toledo by 59 to Sacramento State by 795%
Exactly Toledo by 284.4%
Exactly Toledo by 564.2%
Exactly Toledo by 214.1%
Exactly Toledo by 173.5%
Exactly Toledo by 353.3%
P50
Half of games like this end between Toledo by 38 and Toledo by 14.
P90
9 in 10 between Toledo by 53 and Sacramento State by 3.
P95
19 in 20 between Toledo by 59 and Sacramento State by 7.
Where the forecast comes from
This season, against its opponentsToledo+14.9
Last seasonToledo+14.3
Home fieldSacramento State+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Toledo 3–1 3.9 −0.4
Sacramento State 1–4 1.1 −0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Toledo vs Sacramento State: questions and answers

Who will win Toledo vs Sacramento State?

Our forecast picks Toledo, with 94% to win; Sacramento State win 6% of the time.

What’s the spread for Toledo vs Sacramento State?

Our spread: Toledo −26.1. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Toledo vs Sacramento State?

Wednesday, November 4, 2026 (kickoff time to be announced), at Hornet Stadium.