luckadjusted
CFB Week 4 · 2026

College football · Week 13 2026 · Friday, November 27

Toledo vs Ohio prediction and pick

Our Toledo Rockets at Ohio Bobcats pick: Toledo by 8.8, 70% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 9 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Toledo at Ohio

Fri, Nov 27, 12:00 pm ET · Peden Stadium

Toledo by 8.8 · 70% to win

Show as a table
OutcomeChance
Toledo win69.8%
Ohio win30.2%
Middle 50%: Toledo by 21 to Ohio by 350%
Middle 90%: Toledo by 37 to Ohio by 2090%
Middle 95%: Toledo by 42 to Ohio by 2595%
Exactly Toledo by 36.2%
Exactly Toledo by 75.2%
Exactly Ohio by 35.2%
Exactly Toledo by 144.0%
Exactly Toledo by 173.6%
P50
Half of games like this end between Toledo by 21 and Ohio by 3.
P90
9 in 10 between Toledo by 37 and Ohio by 20.
P95
19 in 20 between Toledo by 42 and Ohio by 25.
Where the forecast comes from
Last seasonToledo+7.4
This season, against its opponentsToledo+4.5
Home fieldOhio+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Toledo 3–1 3.9 −0.4
Ohio 2–2 1.9 +0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Toledo vs Ohio: questions and answers

Who will win Toledo vs Ohio?

Our forecast picks Toledo, with 70% to win; Ohio win 30% of the time.

What’s the spread for Toledo vs Ohio?

Our spread: Toledo −8.8. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Toledo vs Ohio?

Friday, November 27, 2026, at 12:00 pm ET, at Peden Stadium.