luckadjusted
CFB Week 4 · 2026

Week 7 2025 · October 11, 2025

Toledo at Bowling Green, Week 7 2025: who deserved to win?

Bowling Green beat Toledo 28–23, but the replays lean toward Toledo: it takes 8 of 10 with the same day's form.

Before kickoff Toledo was a 75% favorite. The biggest swing (Q4, 6:13 left): Toledo fumbled and recovered it, worth 9 points of win probability to Toledo.

Final

Toledo Rockets 23
Bowling Green Falcons 28

October 11, 2025 · Doyt L. Perry Stadium · Closing line: Toledo −10.5

Luck index +79 Bowling Green very lucky · −79 Toledo

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Toledo wins 8, Bowling Green wins 2.

  1. 1 TOL 35 BGSU 0
  2. 2 TOL 39 BGSU 10
  3. 3 TOL 34 BGSU 10
  4. 4 TOL 30 BGSU 10
  5. 5 TOL 23 BGSU 7
  6. 6 TOL 30 BGSU 17
  7. 7 TOL 24 BGSU 16
  8. 8 TOL 19 BGSU 16
  9. 9 TOL 30 BGSU 34
  10. 10 TOL 7 BGSU 24

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Toledo wins 79% of them, Bowling Green 21%, counting the 2% still level after regulation as half each. The line is what actually happened: Bowling Green by 5.

Show as a table
Final margin in the replaysShare of replays
Toledo by 17+43.5%
Toledo by 9–1618.4%
Toledo by 1–817.2%
Level after regulation1.7%
Bowling Green by 1–89.6%
Bowling Green by 9–166.5%
Bowling Green by 17+3.1%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +2.1 points to Toledo: the final margin was Bowling Green by 5, without the luck Bowling Green by 7.1. Luck shares are the fitted ones (how much of each kind is luck).

Penalties: Toledo 10 for 84 yards, Bowling Green 6 for 40 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 12:49 False Start on Toledo, 5 yards · pre-snap +1% BGSU +0.5 pts
Q2 10:49 Delay of Game on Bowling Green, 5 yards · pre-snap 0% TOL +0.5 pts
Q2 0:28 Pass Interference on Toledo, 15 yards 0% BGSU +0.7 pts
Q2 0:08 Holding on Toledo, 5 yards 0% BGSU +0.3 pts
Q3 10:19 Delay of Game on Toledo, 5 yards · pre-snap +1% BGSU +0.6 pts
Q3 6:41 Unsportsmanlike Conduct on Toledo, 15 yards +1% BGSU +2.6 pts
Q3 3:47 Pass Interference on Toledo, 15 yards +3% BGSU +3.1 pts
Q3 2:55 False Start on Bowling Green, 5 yards · pre-snap +1% TOL +0.8 pts
Q4 12:14 Holding on Toledo, 10 yards +3% BGSU +1.2 pts
Q4 10:56 Ineligible Downfield on Bowling Green, 5 yards +2% TOL +0.7 pts
Q4 6:59 Illegal Block on Toledo, 4 yards 0% BGSU +0.2 pts
Q4 4:51 False Start on Toledo, 5 yards · pre-snap +7% TOL +2.0 pts
Q4 4:44 False Start on Toledo, 5 yards · pre-snap +8% BGSU +2.3 pts
Q4 2:38 Delay of Game on Bowling Green, 5 yards · pre-snap +1% TOL +0.4 pts
Q4 2:04 Pass Interference on Bowling Green, 15 yards +3% TOL +0.8 pts
Q4 0:06 Delay of Game on Bowling Green, 5 yards · pre-snap 0% TOL +0.1 pts

When it happened

Bowling Green’s chance of winning

As low as 2% and as high as 100%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Bowling Green was ahead in it, below while Toledo was.
#WhenWhat happenedWin probability forNext drive
1 Q3 3:47 Pass Interference on Toledo, 15 yardsJudgment calls +3% BGSU BGSU: Touchdown
2 Q3 2:40 Bowling Green converted 3rd & 113rd & 4th downs · 24% expected +3% BGSU BGSU: Touchdown
3 Q4 8:28 Toledo was stopped on 3rd & 23rd & 4th downs · 62% expected +3% BGSU TOL: Punt
4 Q4 6:13 Toledo fumbled and recovered itFumble bounces · loose balls are close to 50/50 +9% TOL TOL: Punt
5 Q4 4:53 Toledo was stopped on 3rd & 63rd & 4th downs · 37% expected +3% BGSU TOL: Punt
6 Q4 4:51 False Start on Toledo, 5 yardsPre-snap flags +7% TOL BGSU: Punt
7 Q4 4:44 False Start on Toledo, 5 yardsPre-snap flags +8% BGSU BGSU: Punt
8 Q4 2:04 Pass Interference on Bowling Green, 15 yardsJudgment calls +3% TOL TOL: Turnover

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Toledo 12% · Bowling Green 88%

Final margin
Bowling Green by 5
Luck in points
2.1 for Toledo
Luck-adjusted margin
Bowling Green by 7.1
Replay with same day's form
Toledo 79% · Bowling Green 21% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 7 2025 games · Toledo · Bowling Green

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