luckadjusted
CFB Week 4 · 2026

Week 7 2025 · October 11, 2025

Northwestern at Penn State, Week 7 2025: who deserved to win?

Northwestern beat Penn State 22–21, a result the replays rarely give: with the way both teams actually played, Penn State wins 8 of 10. Luck ran its way: kicks alone were worth 8 points of win probability to Northwestern.

Before kickoff Penn State was a 91% favorite. The biggest swing (Q4, 3:00 left): Penn State was stopped on 4th & 3, worth 23 points of win probability to Northwestern.

Final

Northwestern Wildcats 22
Penn State Nittany Lions 21

October 11, 2025 · Beaver Stadium · Closing line: Penn State −20.5

Luck index +81 Northwestern very lucky · −81 Penn State

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Northwestern wins 2, Penn State wins 8.

  1. 1 NU 21 PSU 10
  2. 2 NU 24 PSU 21
  3. 3 NU 19 PSU 21
  4. 4 NU 20 PSU 24
  5. 5 NU 13 PSU 21
  6. 6 NU 17 PSU 28
  7. 7 NU 7 PSU 22
  8. 8 NU 17 PSU 36
  9. 9 NU 17 PSU 42
  10. 10 NU 7 PSU 39

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Northwestern wins 19% of them, Penn State 81%, counting the 3% still level after regulation as half each. The line is what actually happened: Northwestern by 1.

Show as a table
Final margin in the replaysShare of replays
Northwestern by 17+2.1%
Northwestern by 9–164.8%
Northwestern by 1–811.4%
Level after regulation3.4%
Penn State by 1–823.3%
Penn State by 9–1621.4%
Penn State by 17+33.7%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +0.1 points to Penn State: the final margin was Northwestern by 1, without the luck Northwestern by 1.1. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • J. Olsen, 27 yds made · 88% expected
  • J. Olsen, 34 yds made · 81% expected
  • J. Olsen, 41 yds made · 70% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Northwestern 2 for 10 yards, Penn State 6 for 60 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 15:00 Offside on Penn State, 5 yards · pre-snap +1% NU +1.0 pts
Q1 10:14 Face Mask on Penn State, 9 yards +1% NU +1.3 pts
Q1 2:51 Unsportsmanlike Conduct on Penn State, 1 yard 0% NU +0.1 pts
Q2 9:47 Personal Foul on Penn State, 15 yards +2% NU +1.6 pts
Q2 1:15 Face Mask on Penn State, 15 yards +2% NU +1.6 pts
Q2 1:15 Roughing the Passer on Penn State, 15 yards +2% NU +1.6 pts
Q3 15:00 Illegal Formation on Northwestern, 5 yards · pre-snap 0% PSU +0.3 pts
Q3 6:19 Delay of Game on Northwestern, 5 yards · pre-snap +1% NU +0.6 pts

When it happened

Penn State’s chance of winning

As low as 0% and as high as 94%. Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Penn State was ahead in it, below while Northwestern was.
#WhenWhat happenedWin probability forNext drive
1 Q2 5:39 Penn State converted 3rd & 63rd & 4th downs · 37% expectedNorthwestern fumbled and Penn State recoveredFumble bounces · loose balls are close to 50/50 +6% PSU PSU: Touchdown
2 Q2 1:15 Northwestern was stopped on 3rd & 103rd & 4th downs · 28% expectedFace Mask on Penn State, 15 yardsJudgment callsRoughing the Passer on Penn State, 15 yardsJudgment calls +5% NU NU: Field goal
3 Q4 14:08 J. Olsen made a 41-yard field goalKicks · 70% expected for him +7% NU NU: End of game
4 Q4 14:04 Penn State converted 3rd & 53rd & 4th downs · 41% expected +7% PSU PSU: Touchdown
5 Q4 10:45 Northwestern converted 3rd & 83rd & 4th downs · 32% expected +7% NU NU: End of game
6 Q4 4:51 Penn State was stopped on 3rd & 43rd & 4th downs · 47% expectedNorthwestern’s two-point try failed3rd & 4th downs · 46% expected +9% PSU PSU: Turnover on downs
7 Q4 3:00 Penn State was stopped on 4th & 33rd & 4th downs · 52% expected +23% NU –
8 Q4 2:00 Northwestern converted 3rd & 33rd & 4th downs · 54% expected +5% NU NU: End of game

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Northwestern 59% · Penn State 41%

Final margin
Northwestern by 1
Luck in points
0.1 for Penn State
Luck-adjusted margin
Northwestern by 1.1
Replay with same day's form
Northwestern 19% · Penn State 81% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 7 2025 games · Northwestern · Penn State

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