luckadjusted
CFB Week 4 · 2026

College football · Week 6 2026 · Saturday, October 10

Buffalo vs Toledo prediction and pick

Our Buffalo Bulls at Toledo Rockets pick: Toledo by 29.0, 96% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 2 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.2, so about 55% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Buffalo at Toledo

Sat, Oct 10, 3:30 pm ET · Glass Bowl

Toledo by 29.0 · 96% to win

Show as a table
OutcomeChance
Buffalo win3.6%
Toledo win96.4%
Middle 50%: Toledo by 18 to Toledo by 4050%
Middle 90%: Toledo by 3 to Toledo by 5690%
Middle 95%: Buffalo by 3 to Toledo by 6095%
Exactly Toledo by 565.4%
Exactly Toledo by 284.6%
Exactly Toledo by 213.9%
Exactly Toledo by 353.7%
Exactly Toledo by 313.5%
P50
Half of games like this end between Toledo by 18 and Toledo by 40.
P90
9 in 10 between Toledo by 3 and Toledo by 56.
P95
19 in 20 between Buffalo by 3 and Toledo by 60.
Where the forecast comes from
Last seasonToledo+13.6
This season, against its opponentsToledo+12.2
Home fieldToledo+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Buffalo 2–2 1.2 +0.5
Toledo 3–1 3.9 −0.4

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Buffalo vs Toledo: questions and answers

Who will win Buffalo vs Toledo?

Our forecast picks Toledo, with 96% to win; Buffalo win 4% of the time.

What’s the spread for Buffalo vs Toledo?

Our spread: Toledo −29.0. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Buffalo vs Toledo?

Saturday, October 10, 2026, at 3:30 pm ET, at Glass Bowl.