luckadjusted
CFB Week 4 · 2026

Week 1 2026 · September 4, 2026

Toledo at Michigan State, Week 1 2026: who deserved to win?

Michigan State beat Toledo 30–20, but the replays call it close to a coin flip: with the way both teams played, Michigan State wins 5 of 10. Luck ran its way: 3rd & 4th downs alone were worth 13 points of win probability to Michigan State.

Before kickoff Michigan State was a 74% favorite. The biggest swing (Q4, 7:50 left): Illegal Substitution on Toledo, 5 yards, worth 19 points of win probability to Michigan State.

Final

Toledo Rockets 20
Michigan State Spartans 30

September 4, 2026 · Spartan Stadium · Closing line: Michigan State −10

Luck index +51 Michigan State lucky · −51 Toledo

Each team’s own plays from this game, resampled into new drives 4,000 times: with the way both teams actually played, how often does this performance win? How the replay works

Ten replays. Toledo wins 5, Michigan State wins 5.

  1. 1 TOL 40 MSU 10
  2. 2 TOL 38 MSU 19
  3. 3 TOL 35 MSU 22
  4. 4 TOL 27 MSU 20
  5. 5 TOL 34 MSU 31
  6. 6 TOL 21 MSU 23
  7. 7 TOL 28 MSU 33
  8. 8 TOL 24 MSU 34
  9. 9 TOL 17 MSU 32
  10. 10 TOL 24 MSU 49

Three other ways to ask

Each answers a different question, so none of them replaces the replay above.

The closing betting line, turned into a probability. What everyone knew before the game.

The line plus what this game showed, weighted by how much one game can tell. It stays close to the line because one game says little.

Every kick, fumble bounce, conversion and judgment call redrawn; everything else fixed. The narrowest view of luck.

How 4,000 replays ended

Toledo wins 51% of them, Michigan State 49%, counting the 2% still level after regulation as half each. The line is what actually happened: Michigan State by 10.

Show as a table
Final margin in the replaysShare of replays
Toledo by 17+16.9%
Toledo by 9–1616.0%
Toledo by 1–817.3%
Level after regulation1.9%
Michigan State by 1–818.4%
Michigan State by 9–1614.2%
Michigan State by 17+15.3%

Where the luck was

What the luck was worth

Every lucky and unlucky play, weighted by the moment it happened: its swing in win probability, added up by kind. A missed kick in a decided game counts for nothing; the same kick at the end of a tie game can be most of a win.

Swings add up across a game, so in one that went back and forth they can pass 100%. On the scoreboard the same luck was worth +19.8 points to Michigan State: the final margin was Michigan State by 10, without the luck Toledo by 9.8. Luck shares are the fitted ones (how much of each kind is luck).

The kicks

How likely each kicker was to make that kick (his own record, the distance), and what happened.

  • L. Boyd, 32 yds made · 84% expected
  • L. Boyd, 42 yds made · 69% expected
  • L. Boyd, 48 yds made · 58% expected
  • L. Boyd, 35 yds made · 81% expected
  • R. Griffith, 41 yds missed · 71% expected
  • L. Boyd, 51 yds made · 54% expected
Bar: expected chance of a make. Filled dot: made. Open dot: missed or blocked.

Penalties: Toledo 7 for 39 yards, Michigan State 4 for 43 yards

Every accepted flag, in order, and what it did to the helped team’s chance of winning at that moment, including any play it wiped out (points on the scoreboard in grey). A flag in a decided game is worth nothing; one at the turn of a close game can be worth most of a win. Judgment calls count toward luck, pre-snap fouls mostly don’t. How calls are valued

WhenFlagWin probability for
Q1 14:13 Offside on Toledo, 4 yards · pre-snap +2% MSU +1.6 pts
Q1 6:22 Delay of Game on Toledo, 5 yards · pre-snap 0% MSU +0.3 pts
Q1 0:06 Delay of Game on Toledo, 5 yards · pre-snap +1% MSU +0.8 pts
Q2 11:37 Holding on Michigan State, 10 yards +2% TOL +2.2 pts
Q2 7:50 Holding on Michigan State, 10 yards +5% TOL +3.4 pts
Q2 0:25 Holding on Michigan State, 10 yards 0% TOL +1.5 pts
Q3 6:49 Intentional Grounding on Toledo, 0 yards 0% MSU 0.0 pts
Q4 13:47 Roughing the Passer on Toledo, 15 yards +6% MSU +1.6 pts
Q4 10:32 Pass Interference on Michigan State, 13 yards +3% TOL +1.0 pts
Q4 7:50 Illegal Substitution on Toledo, 5 yards · pre-snap +8% MSU +2.3 pts
Q4 1:55 Ineligible Downfield on Toledo, 5 yards, wiping out the play +1% MSU +1.1 pts

When it happened

Michigan State’s chance of winning

Numbers mark the biggest luck moments, listed below.

Our in-game win probability: the score, the value of the possession and the time left, starting from the betting line. Overtime has no clock and is drawn at a fixed width. Shaded above the middle while Michigan State was ahead in it, below while Toledo was.
#WhenWhat happenedWin probability forNext drive
1 Q2 11:37 Toledo converted 3rd & 53rd & 4th downs · 42% expectedL. Boyd made a 42-yard field goalKicks · 69% expected for himHolding on Michigan State, 10 yardsJudgment calls +3% TOL TOL: Touchdown
2 Q2 7:50 Michigan State was stopped on 3rd & 183rd & 4th downs · 14% expectedHolding on Michigan State, 10 yardsJudgment calls +6% TOL MSU: Field goal
3 Q3 6:49 Michigan State converted 3rd & 43rd & 4th downs · 43% expectedMichigan State was stopped on 3rd & 63rd & 4th downs · 34% expectedIntentional Grounding on Toledo, 0 yardsJudgment calls +4% MSU MSU: End of half
4 Q3 4:12 Toledo was stopped on 3rd & 13rd & 4th downs · 76% expected +4% MSU TOL: Punt
5 Q4 14:36 Michigan State was stopped on 4th & 13rd & 4th downs · 72% expected +8% TOL MSU: Touchdown
6 Q4 13:47 Toledo’s two-point try failed3rd & 4th downs · 46% expectedRoughing the Passer on Toledo, 15 yardsJudgment calls +9% MSU TOL: Missed field goal
7 Q4 10:37 Michigan State converted 4th & 13rd & 4th downs · 65% expectedMichigan State’s two-point try was good3rd & 4th downs · 46% expected +12% MSU MSU: Field goal
8 Q4 7:50 Michigan State was stopped on 3rd & 73rd & 4th downs · 30% expectedMichigan State converted 3rd & 63rd & 4th downs · 33% expectedR. Griffith missed a 41-yard field goalKicks · 71% expected for himIllegal Substitution on Toledo, 5 yardsPre-snap flags +19% MSU MSU: Field goal

Adjust the assumptions

Disagree with how much of a fumble bounce or a pass interference call is luck? Change it and the coin-flip replay reruns in your browser.

Only coin-flips re-rolled

Toledo 91% · Michigan State 9%

Final margin
Michigan State by 10
Luck in points
19.8 for Michigan State
Luck-adjusted margin
Toledo by 9.8
Replay with same day's form
Toledo 51% · Michigan State 49% unchanged: why
How much of each is luck?

0% treats it as skill, 100% as pure luck. The tick is our fit.

What counts

None by default: our tests measured no carryover after a lucky break. Slide it up to count a break for more than its own swing. Why

Flip a play

Force the other outcome, in this game and in every replay: a made kick becomes a miss, a stop becomes a conversion, a flag goes the other way.

About these numbers

Play-by-play and expected points from CollegeFootballData.com via cfbfastR; win probability from our own model of the score, the possession and the betting line; kicks valued against each kicker’s own record. College play-by-play has no charting of drops or interception-worthy throws and no injury reports, so those kinds of luck aren’t counted here.

Methodology and validation · All Week 1 2026 games · Toledo · Michigan State

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