luckadjusted
CFB Week 4 · 2026

College football · Week 12 2026 · Saturday, November 21

Georgia Southern vs Troy prediction and pick

Our Georgia Southern Eagles at Troy Trojans pick: Troy by 3.1, 57% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 8 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Georgia Southern at Troy

Sat, Nov 21, time to be announced · Veterans Memorial Stadium (AL)

Troy by 3.1 · 57% to win

Show as a table
OutcomeChance
Georgia Southern win42.8%
Troy win57.2%
Middle 50%: Georgia Southern by 8 to Troy by 1450%
Middle 90%: Georgia Southern by 25 to Troy by 3190%
Middle 95%: Georgia Southern by 31 to Troy by 3795%
Exactly Troy by 36.5%
Exactly Georgia Southern by 36.1%
Exactly Troy by 75.1%
Exactly Georgia Southern by 74.4%
Exactly Troy by 143.4%
P50
Half of games like this end between Georgia Southern by 8 and Troy by 14.
P90
9 in 10 between Georgia Southern by 25 and Troy by 31.
P95
19 in 20 between Georgia Southern by 31 and Troy by 37.
Where the forecast comes from
Home fieldTroy+3.1
This season, against its opponentsGeorgia Southern+0.8
Last seasonTroy+0.7

The season so far

TeamRecordCoin-flip winsLuck in wins
Georgia Southern 1–3 1.3 −0.7
Troy 2–2 1.7 +0.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Georgia Southern vs Troy: questions and answers

Who will win Georgia Southern vs Troy?

Our forecast picks Troy, with 57% to win; Georgia Southern win 43% of the time.

What’s the spread for Georgia Southern vs Troy?

Our spread: Troy −3.1. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Georgia Southern vs Troy?

Saturday, November 21, 2026 (kickoff time to be announced), at Veterans Memorial Stadium (AL).