luckadjusted
CFB Week 4 · 2026

College football · Week 12 2026 · Saturday, November 21

Northwestern vs Minnesota prediction and pick

Our Northwestern Wildcats at Minnesota Golden Gophers pick: Northwestern by 4.0, 59% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 8 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Northwestern at Minnesota

Sat, Nov 21, time to be announced · Huntington Bank Stadium

Northwestern by 4.0 · 59% to win

Show as a table
OutcomeChance
Northwestern win59.3%
Minnesota win40.7%
Middle 50%: Northwestern by 16 to Minnesota by 750%
Middle 90%: Northwestern by 32 to Minnesota by 2490%
Middle 95%: Northwestern by 38 to Minnesota by 2995%
Exactly Northwestern by 36.5%
Exactly Minnesota by 36.0%
Exactly Northwestern by 75.2%
Exactly Minnesota by 74.3%
Exactly Northwestern by 143.5%
P50
Half of games like this end between Northwestern by 16 and Minnesota by 7.
P90
9 in 10 between Northwestern by 32 and Minnesota by 24.
P95
19 in 20 between Northwestern by 38 and Minnesota by 29.
Where the forecast comes from
This season, against its opponentsNorthwestern+3.9
Last seasonNorthwestern+3.2
Home fieldMinnesota+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Northwestern 2–1 2.0 +0.3
Minnesota 3–1 2.8 +0.6

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Northwestern vs Minnesota: questions and answers

Who will win Northwestern vs Minnesota?

Our forecast picks Northwestern, with 59% to win; Minnesota win 41% of the time.

What’s the spread for Northwestern vs Minnesota?

Our spread: Northwestern −4.0. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Northwestern vs Minnesota?

Saturday, November 21, 2026 (kickoff time to be announced), at Huntington Bank Stadium.