luckadjusted
CFB Week 4 · 2026

College football · Week 12 2026 · Saturday, November 21

SMU vs Notre Dame prediction and pick

Our SMU Mustangs at Notre Dame Fighting Irish pick: Notre Dame by 22.5, 91% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 8 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

SMU at Notre Dame

Sat, Nov 21, 7:30 pm ET · Notre Dame Stadium

Notre Dame by 22.5 · 91% to win

Show as a table
OutcomeChance
SMU win9.2%
Notre Dame win90.8%
Middle 50%: Notre Dame by 11 to Notre Dame by 3450%
Middle 90%: SMU by 6 to Notre Dame by 5090%
Middle 95%: SMU by 11 to Notre Dame by 5695%
Exactly Notre Dame by 214.2%
Exactly Notre Dame by 284.1%
Exactly Notre Dame by 173.8%
Exactly Notre Dame by 143.7%
Exactly Notre Dame by 73.5%
P50
Half of games like this end between Notre Dame by 11 and Notre Dame by 34.
P90
9 in 10 between SMU by 6 and Notre Dame by 50.
P95
19 in 20 between SMU by 11 and Notre Dame by 56.
Where the forecast comes from
This season, against its opponentsNotre Dame+12.1
Last seasonNotre Dame+7.3
Home fieldNotre Dame+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
SMU 3–1 2.5 −0.3
Notre Dame 4–0 4.0 +0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

SMU vs Notre Dame: questions and answers

Who will win SMU vs Notre Dame?

Our forecast picks Notre Dame, with 91% to win; SMU win 9% of the time.

What’s the spread for SMU vs Notre Dame?

Our spread: Notre Dame −22.5. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is SMU vs Notre Dame?

Saturday, November 21, 2026, at 7:30 pm ET, at Notre Dame Stadium.