luckadjusted
CFB Week 4 · 2026

College football · Week 13 2026 · Saturday, November 28

Central Michigan vs Ball State prediction and pick

Our Central Michigan Chippewas at Ball State Cardinals pick: Central Michigan by 2.4, 56% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 9 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Central Michigan at Ball State

Sat, Nov 28, 12:00 pm ET · Scheumann Stadium

Central Michigan by 2.4 · 56% to win

Show as a table
OutcomeChance
Central Michigan win55.7%
Ball State win44.3%
Middle 50%: Central Michigan by 14 to Ball State by 950%
Middle 90%: Central Michigan by 31 to Ball State by 2690%
Middle 95%: Central Michigan by 35 to Ball State by 3195%
Exactly Central Michigan by 36.5%
Exactly Ball State by 36.2%
Exactly Central Michigan by 75.1%
Exactly Ball State by 74.5%
Exactly Central Michigan by 143.3%
P50
Half of games like this end between Central Michigan by 14 and Ball State by 9.
P90
9 in 10 between Central Michigan by 31 and Ball State by 26.
P95
19 in 20 between Central Michigan by 35 and Ball State by 31.
Where the forecast comes from
Last seasonCentral Michigan+4.8
Home fieldBall State+3.1
This season, against its opponentsCentral Michigan+0.8

The season so far

TeamRecordCoin-flip winsLuck in wins
Central Michigan 2–2 1.9 +0.3
Ball State 1–3 1.1 0.0

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Central Michigan vs Ball State: questions and answers

Who will win Central Michigan vs Ball State?

Our forecast picks Central Michigan, with 56% to win; Ball State win 44% of the time.

What’s the spread for Central Michigan vs Ball State?

Our spread: Central Michigan −2.4. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Central Michigan vs Ball State?

Saturday, November 28, 2026, at 12:00 pm ET, at Scheumann Stadium.