luckadjusted
CFB Week 4 · 2026

College football · Week 13 2026 · Saturday, November 28

Louisville vs Kentucky prediction and pick

Our Louisville Cardinals at Kentucky Wildcats pick: Kentucky by 2.7, 56% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 9 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Louisville at Kentucky

Sat, Nov 28, time to be announced · Kroger Field

Kentucky by 2.7 · 56% to win

Show as a table
OutcomeChance
Louisville win43.6%
Kentucky win56.4%
Middle 50%: Louisville by 8 to Kentucky by 1450%
Middle 90%: Louisville by 25 to Kentucky by 3190%
Middle 95%: Louisville by 31 to Kentucky by 3695%
Exactly Kentucky by 36.5%
Exactly Louisville by 36.2%
Exactly Kentucky by 75.1%
Exactly Louisville by 74.5%
Exactly Kentucky by 143.3%
P50
Half of games like this end between Louisville by 8 and Kentucky by 14.
P90
9 in 10 between Louisville by 25 and Kentucky by 31.
P95
19 in 20 between Louisville by 31 and Kentucky by 36.
Where the forecast comes from
Last seasonLouisville+3.4
Home fieldKentucky+3.1
This season, against its opponentsKentucky+3.0

The season so far

TeamRecordCoin-flip winsLuck in wins
Louisville 2–2 2.3 −0.7
Kentucky 3–1 3.0 +0.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Louisville vs Kentucky: questions and answers

Who will win Louisville vs Kentucky?

Our forecast picks Kentucky, with 56% to win; Louisville win 44% of the time.

What’s the spread for Louisville vs Kentucky?

Our spread: Kentucky −2.7. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Louisville vs Kentucky?

Saturday, November 28, 2026 (kickoff time to be announced), at Kroger Field.