luckadjusted
CFB Week 4 · 2026

College football · Week 13 2026 · Saturday, November 28

UCF vs Colorado prediction and pick

Our UCF Knights at Colorado Buffaloes pick: UCF by 5.5, 63% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 9 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.1, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

UCF at Colorado

Sat, Nov 28, time to be announced · Folsom Field

UCF by 5.5 · 63% to win

Show as a table
OutcomeChance
UCF win62.7%
Colorado win37.3%
Middle 50%: UCF by 17 to Colorado by 750%
Middle 90%: UCF by 34 to Colorado by 2390%
Middle 95%: UCF by 39 to Colorado by 2895%
Exactly UCF by 36.5%
Exactly Colorado by 35.8%
Exactly UCF by 75.2%
Exactly Colorado by 74.0%
Exactly UCF by 143.7%
P50
Half of games like this end between UCF by 17 and Colorado by 7.
P90
9 in 10 between UCF by 34 and Colorado by 23.
P95
19 in 20 between UCF by 39 and Colorado by 28.
Where the forecast comes from
This season, against its opponentsUCF+7.3
Home fieldColorado+3.1
Last seasonUCF+1.3

The season so far

TeamRecordCoin-flip winsLuck in wins
UCF 3–1 3.1 0.0
Colorado 2–2 1.4 +0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

UCF vs Colorado: questions and answers

Who will win UCF vs Colorado?

Our forecast picks UCF, with 63% to win; Colorado win 37% of the time.

What’s the spread for UCF vs Colorado?

Our spread: UCF −5.5. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is UCF vs Colorado?

Saturday, November 28, 2026 (kickoff time to be announced), at Folsom Field.