luckadjusted
CFB Week 4 · 2026

College football · Week 5 2026 · Friday, October 2

Penn State vs Northwestern prediction and pick

Our Penn State Nittany Lions at Northwestern Wildcats pick: Penn State by 2.2, 55% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.0, so about 57% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Penn State at Northwestern

Fri, Oct 2, 8:00 pm ET · Ryan Field

Penn State by 2.2 · 55% to win

Show as a table
OutcomeChance
Penn State win55.4%
Northwestern win44.6%
Middle 50%: Penn State by 13 to Northwestern by 850%
Middle 90%: Penn State by 28 to Northwestern by 2490%
Middle 95%: Penn State by 34 to Northwestern by 2995%
Exactly Penn State by 37.0%
Exactly Northwestern by 36.6%
Exactly Penn State by 75.4%
Exactly Northwestern by 74.8%
Exactly Penn State by 143.4%
P50
Half of games like this end between Penn State by 13 and Northwestern by 8.
P90
9 in 10 between Penn State by 28 and Northwestern by 24.
P95
19 in 20 between Penn State by 34 and Northwestern by 29.
Where the forecast comes from
Last seasonPenn State+3.2
Home fieldNorthwestern+3.1
This season, against its opponentsPenn State+2.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Penn State 3–1 3.2 +0.3
Northwestern 2–1 2.0 +0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Penn State vs Northwestern: questions and answers

Who will win Penn State vs Northwestern?

Our forecast picks Penn State, with 55% to win; Northwestern win 45% of the time.

What’s the spread for Penn State vs Northwestern?

Our spread: Penn State −2.2. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Penn State vs Northwestern?

Friday, October 2, 2026, at 8:00 pm ET, at Ryan Field.