luckadjusted
CFB Week 4 · 2026

College football · Week 6 2026 · Friday, October 9

Florida State vs Louisville prediction and pick

Our Florida State Seminoles at Louisville Cardinals pick: Louisville by 8.9, 71% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 2 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.2, so about 55% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Florida State at Louisville

Fri, Oct 9, 7:00 pm ET · L&N Federal Credit Union Stadium

Louisville by 8.9 · 71% to win

Show as a table
OutcomeChance
Florida State win29.0%
Louisville win71.0%
Middle 50%: Florida State by 3 to Louisville by 2050%
Middle 90%: Florida State by 18 to Louisville by 3590%
Middle 95%: Florida State by 23 to Louisville by 4195%
Exactly Louisville by 36.5%
Exactly Louisville by 75.5%
Exactly Florida State by 35.3%
Exactly Louisville by 144.1%
Exactly Louisville by 173.7%
P50
Half of games like this end between Florida State by 3 and Louisville by 20.
P90
9 in 10 between Florida State by 18 and Louisville by 35.
P95
19 in 20 between Florida State by 23 and Louisville by 41.
Where the forecast comes from
Last seasonLouisville+4.8
Home fieldLouisville+3.1
This season, against its opponentsLouisville+0.9

The season so far

TeamRecordCoin-flip winsLuck in wins
Florida State 2–2 2.6 −0.1
Louisville 2–2 2.3 −0.7

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Florida State vs Louisville: questions and answers

Who will win Florida State vs Louisville?

Our forecast picks Louisville, with 71% to win; Florida State win 29% of the time.

What’s the spread for Florida State vs Louisville?

Our spread: Louisville −8.9. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Florida State vs Louisville?

Friday, October 9, 2026, at 7:00 pm ET, at L&N Federal Credit Union Stadium.