luckadjusted
CFB Week 4 · 2026

College football · Week 7 2026 · Saturday, October 17

Florida Atlantic vs Army prediction and pick

Our Florida Atlantic Owls at Army Black Knights pick: Army by 14.1, 81% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 3 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.4, so about 54% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Florida Atlantic at Army

Sat, Oct 17, 12:00 pm ET · Michie Stadium

Army by 14.1 · 81% to win

Show as a table
OutcomeChance
Florida Atlantic win19.3%
Army win80.7%
Middle 50%: Army by 3 to Army by 2550%
Middle 90%: Florida Atlantic by 13 to Army by 4190%
Middle 95%: Florida Atlantic by 18 to Army by 4695%
Exactly Army by 35.4%
Exactly Army by 75.0%
Exactly Army by 144.3%
Exactly Army by 174.1%
Exactly Army by 214.0%
P50
Half of games like this end between Army by 3 and Army by 25.
P90
9 in 10 between Florida Atlantic by 13 and Army by 41.
P95
19 in 20 between Florida Atlantic by 18 and Army by 46.
Where the forecast comes from
This season, against its opponentsArmy+7.3
Last seasonArmy+3.6
Home fieldArmy+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Florida Atlantic 3–1 2.4 +1.1
Army 2–1 1.4 +0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Florida Atlantic vs Army: questions and answers

Who will win Florida Atlantic vs Army?

Our forecast picks Army, with 81% to win; Florida Atlantic win 19% of the time.

What’s the spread for Florida Atlantic vs Army?

Our spread: Army −14.1. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Florida Atlantic vs Army?

Saturday, October 17, 2026, at 12:00 pm ET, at Michie Stadium.