luckadjusted
CFB Week 4 · 2026

College football · Week 8 2026 · Friday, October 23

Army vs Tulsa prediction and pick

Our Army Black Knights at Tulsa Golden Hurricane pick: Army by 6.5, 65% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 4 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.6, so about 53% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Army at Tulsa

Fri, Oct 23, 8:30 pm ET · Chapman Stadium

Army by 6.5 · 65% to win

Show as a table
OutcomeChance
Army win65.2%
Tulsa win34.8%
Middle 50%: Army by 18 to Tulsa by 550%
Middle 90%: Army by 34 to Tulsa by 2190%
Middle 95%: Army by 39 to Tulsa by 2695%
Exactly Army by 36.6%
Exactly Tulsa by 35.7%
Exactly Army by 75.4%
Exactly Tulsa by 73.9%
Exactly Army by 143.8%
P50
Half of games like this end between Army by 18 and Tulsa by 5.
P90
9 in 10 between Army by 34 and Tulsa by 21.
P95
19 in 20 between Army by 39 and Tulsa by 26.
Where the forecast comes from
Last seasonArmy+7.4
Home fieldTulsa+3.1
This season, against its opponentsArmy+2.2

The season so far

TeamRecordCoin-flip winsLuck in wins
Army 2–1 1.4 +0.3
Tulsa 3–1 2.9 +0.9

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Army vs Tulsa: questions and answers

Who will win Army vs Tulsa?

Our forecast picks Army, with 65% to win; Tulsa win 35% of the time.

What’s the spread for Army vs Tulsa?

Our spread: Army −6.5. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Army vs Tulsa?

Friday, October 23, 2026, at 8:30 pm ET, at Chapman Stadium.