luckadjusted
CFB Week 4 · 2026

College football · Week 11 2026 · Saturday, November 14

Florida vs Kentucky prediction and pick

Our Florida Gators at Kentucky Wildcats pick: Florida by 6.3, 65% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 7 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.0, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Florida at Kentucky

Sat, Nov 14, time to be announced · Kroger Field

Florida by 6.3 · 65% to win

Show as a table
OutcomeChance
Florida win64.5%
Kentucky win35.5%
Middle 50%: Florida by 18 to Kentucky by 650%
Middle 90%: Florida by 34 to Kentucky by 2190%
Middle 95%: Florida by 39 to Kentucky by 2795%
Exactly Florida by 36.5%
Exactly Kentucky by 35.7%
Exactly Florida by 75.3%
Exactly Kentucky by 73.9%
Exactly Florida by 143.8%
P50
Half of games like this end between Florida by 18 and Kentucky by 6.
P90
9 in 10 between Florida by 34 and Kentucky by 21.
P95
19 in 20 between Florida by 39 and Kentucky by 27.
Where the forecast comes from
This season, against its opponentsFlorida+10.4
Home fieldKentucky+3.1
Last seasonKentucky+0.9

The season so far

TeamRecordCoin-flip winsLuck in wins
Florida 4–0 3.9 +0.3
Kentucky 3–1 3.0 +0.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Florida vs Kentucky: questions and answers

Who will win Florida vs Kentucky?

Our forecast picks Florida, with 65% to win; Kentucky win 35% of the time.

What’s the spread for Florida vs Kentucky?

Our spread: Florida −6.3. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Florida vs Kentucky?

Saturday, November 14, 2026 (kickoff time to be announced), at Kroger Field.