luckadjusted
CFB Week 4 · 2026

College football · Week 11 2026 · Saturday, November 14

East Carolina vs Charlotte prediction and pick

Our East Carolina Pirates at Charlotte 49ers pick: East Carolina by 16.9, 84% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 7 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.0, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

East Carolina at Charlotte

Sat, Nov 14, time to be announced · Jerry Richardson Stadium

East Carolina by 16.9 · 84% to win

Show as a table
OutcomeChance
East Carolina win84.1%
Charlotte win15.9%
Middle 50%: East Carolina by 28 to East Carolina by 650%
Middle 90%: East Carolina by 45 to Charlotte by 1190%
Middle 95%: East Carolina by 49 to Charlotte by 1795%
Exactly East Carolina by 34.7%
Exactly East Carolina by 74.5%
Exactly East Carolina by 144.1%
Exactly East Carolina by 214.1%
Exactly East Carolina by 174.0%
P50
Half of games like this end between East Carolina by 28 and East Carolina by 6.
P90
9 in 10 between East Carolina by 45 and Charlotte by 11.
P95
19 in 20 between East Carolina by 49 and Charlotte by 17.
Where the forecast comes from
Last seasonEast Carolina+10.7
This season, against its opponentsEast Carolina+9.3
Home fieldCharlotte+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
East Carolina 2–2 2.6 −0.2
Charlotte 0–4 1.1 −1.1

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

East Carolina vs Charlotte: questions and answers

Who will win East Carolina vs Charlotte?

Our forecast picks East Carolina, with 84% to win; Charlotte win 16% of the time.

What’s the spread for East Carolina vs Charlotte?

Our spread: East Carolina −16.9. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is East Carolina vs Charlotte?

Saturday, November 14, 2026 (kickoff time to be announced), at Jerry Richardson Stadium.