luckadjusted
CFB Week 4 · 2026

College football · Week 11 2026 · Thursday, November 12

Memphis vs South Florida prediction and pick

Our Memphis Tigers at South Florida Bulls pick: South Florida by 7.1, 66% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 7 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.0, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Memphis at South Florida

Thu, Nov 12, 8:00 pm ET · Raymond James Stadium

South Florida by 7.1 · 66% to win

Show as a table
OutcomeChance
Memphis win33.7%
South Florida win66.3%
Middle 50%: Memphis by 4 to South Florida by 1850%
Middle 90%: Memphis by 21 to South Florida by 3590%
Middle 95%: Memphis by 27 to South Florida by 4195%
Exactly South Florida by 36.4%
Exactly Memphis by 35.5%
Exactly South Florida by 75.3%
Exactly South Florida by 143.8%
Exactly Memphis by 73.8%
P50
Half of games like this end between Memphis by 4 and South Florida by 18.
P90
9 in 10 between Memphis by 21 and South Florida by 35.
P95
19 in 20 between Memphis by 27 and South Florida by 41.
Where the forecast comes from
Home fieldSouth Florida+3.1
This season, against its opponentsSouth Florida+2.4
Last seasonSouth Florida+1.5

The season so far

TeamRecordCoin-flip winsLuck in wins
Memphis 3–1 2.6 −0.2
South Florida 4–0 2.7 +1.6

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Memphis vs South Florida: questions and answers

Who will win Memphis vs South Florida?

Our forecast picks South Florida, with 66% to win; Memphis win 34% of the time.

What’s the spread for Memphis vs South Florida?

Our spread: South Florida −7.1. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Memphis vs South Florida?

Thursday, November 12, 2026, at 8:00 pm ET, at Raymond James Stadium.