luckadjusted
CFB Week 4 · 2026

College football · Week 11 2026 · Saturday, November 14

UAB vs Temple prediction and pick

Our UAB Blazers at Temple Owls pick: Temple by 10.0, 72% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 7 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.0, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

UAB at Temple

Sat, Nov 14, time to be announced · Lincoln Financial Field

Temple by 10.0 · 72% to win

Show as a table
OutcomeChance
UAB win27.7%
Temple win72.3%
Middle 50%: UAB by 3 to Temple by 2150%
Middle 90%: UAB by 18 to Temple by 3890%
Middle 95%: UAB by 24 to Temple by 4395%
Exactly Temple by 36.0%
Exactly Temple by 75.2%
Exactly UAB by 34.9%
Exactly Temple by 144.0%
Exactly Temple by 173.7%
P50
Half of games like this end between UAB by 3 and Temple by 21.
P90
9 in 10 between UAB by 18 and Temple by 38.
P95
19 in 20 between UAB by 24 and Temple by 43.
Where the forecast comes from
Last seasonTemple+4.2
Home fieldTemple+3.1
This season, against its opponentsTemple+2.7

The season so far

TeamRecordCoin-flip winsLuck in wins
UAB 2–2 1.6 +0.6
Temple 1–3 2.0 −1.5

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

UAB vs Temple: questions and answers

Who will win UAB vs Temple?

Our forecast picks Temple, with 72% to win; UAB win 28% of the time.

What’s the spread for UAB vs Temple?

Our spread: Temple −10.0. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is UAB vs Temple?

Saturday, November 14, 2026 (kickoff time to be announced), at Lincoln Financial Field.