luckadjusted
CFB Week 4 · 2026

College football · Week 11 2026 · Saturday, November 14

Florida Atlantic vs Tulsa prediction and pick

Our Florida Atlantic Owls at Tulsa Golden Hurricane pick: Tulsa by 4.5, 60% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 7 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.0, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Florida Atlantic at Tulsa

Sat, Nov 14, time to be announced · Chapman Stadium

Tulsa by 4.5 · 60% to win

Show as a table
OutcomeChance
Florida Atlantic win39.5%
Tulsa win60.5%
Middle 50%: Florida Atlantic by 7 to Tulsa by 1750%
Middle 90%: Florida Atlantic by 24 to Tulsa by 3290%
Middle 95%: Florida Atlantic by 28 to Tulsa by 3895%
Exactly Tulsa by 36.5%
Exactly Florida Atlantic by 36.0%
Exactly Tulsa by 75.2%
Exactly Florida Atlantic by 74.2%
Exactly Tulsa by 143.6%
P50
Half of games like this end between Florida Atlantic by 7 and Tulsa by 17.
P90
9 in 10 between Florida Atlantic by 24 and Tulsa by 32.
P95
19 in 20 between Florida Atlantic by 28 and Tulsa by 38.
Where the forecast comes from
This season, against its opponentsTulsa+5.1
Last seasonFlorida Atlantic+3.8
Home fieldTulsa+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Florida Atlantic 3–1 2.4 +1.1
Tulsa 3–1 2.9 +0.9

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Florida Atlantic vs Tulsa: questions and answers

Who will win Florida Atlantic vs Tulsa?

Our forecast picks Tulsa, with 60% to win; Florida Atlantic win 40% of the time.

What’s the spread for Florida Atlantic vs Tulsa?

Our spread: Tulsa −4.5. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Florida Atlantic vs Tulsa?

Saturday, November 14, 2026 (kickoff time to be announced), at Chapman Stadium.