luckadjusted
CFB Week 4 · 2026

College football · Week 11 2026 · Saturday, November 14

Minnesota vs Penn State prediction and pick

Our Minnesota Golden Gophers at Penn State Nittany Lions pick: Penn State by 15.6, 82% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 7 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.0, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Minnesota at Penn State

Sat, Nov 14, time to be announced · Beaver Stadium

Penn State by 15.6 · 82% to win

Show as a table
OutcomeChance
Minnesota win17.8%
Penn State win82.2%
Middle 50%: Penn State by 4 to Penn State by 2750%
Middle 90%: Minnesota by 13 to Penn State by 4490%
Middle 95%: Minnesota by 18 to Penn State by 4995%
Exactly Penn State by 35.0%
Exactly Penn State by 74.7%
Exactly Penn State by 144.1%
Exactly Penn State by 174.0%
Exactly Penn State by 214.0%
P50
Half of games like this end between Penn State by 4 and Penn State by 27.
P90
9 in 10 between Minnesota by 13 and Penn State by 44.
P95
19 in 20 between Minnesota by 18 and Penn State by 49.
Where the forecast comes from
Last seasonPenn State+6.4
This season, against its opponentsPenn State+6.0
Home fieldPenn State+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Minnesota 3–1 2.8 +0.6
Penn State 3–1 3.2 +0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Minnesota vs Penn State: questions and answers

Who will win Minnesota vs Penn State?

Our forecast picks Penn State, with 82% to win; Minnesota win 18% of the time.

What’s the spread for Minnesota vs Penn State?

Our spread: Penn State −15.6. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Minnesota vs Penn State?

Saturday, November 14, 2026 (kickoff time to be announced), at Beaver Stadium.