luckadjusted
CFB Week 4 · 2026

College football · Week 6 2026 · Saturday, October 10

Charlotte vs North Texas prediction and pick

Our Charlotte 49ers at North Texas Mean Green pick: North Texas by 32.3, 98% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 2 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.2, so about 55% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Charlotte at North Texas

Sat, Oct 10, 3:30 pm ET · DATCU Stadium

North Texas by 32.3 · 98% to win

Show as a table
OutcomeChance
Charlotte win2.2%
North Texas win97.8%
Middle 50%: North Texas by 21 to North Texas by 4350%
Middle 90%: North Texas by 6 to North Texas by 5990%
Middle 95%: North Texas by 2 to North Texas by 6395%
Exactly North Texas by 568.0%
Exactly North Texas by 284.4%
Exactly North Texas by 353.9%
Exactly North Texas by 423.9%
Exactly North Texas by 313.5%
P50
Half of games like this end between North Texas by 21 and North Texas by 43.
P90
9 in 10 between North Texas by 6 and North Texas by 59.
P95
19 in 20 between North Texas by 2 and North Texas by 63.
Where the forecast comes from
This season, against its opponentsNorth Texas+15.7
Last seasonNorth Texas+13.5
Home fieldNorth Texas+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Charlotte 0–4 1.1 −1.1
North Texas 2–2 2.0 −0.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Charlotte vs North Texas: questions and answers

Who will win Charlotte vs North Texas?

Our forecast picks North Texas, with 98% to win; Charlotte win 2% of the time.

What’s the spread for Charlotte vs North Texas?

Our spread: North Texas −32.3. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Charlotte vs North Texas?

Saturday, October 10, 2026, at 3:30 pm ET, at DATCU Stadium.