luckadjusted
CFB Week 4 · 2026

College football · Week 6 2026 · Saturday, October 10

Tulsa vs Navy prediction and pick

Our Tulsa Golden Hurricane at Navy Midshipmen pick: Navy by 5.1, 62% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 2 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.2, so about 55% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Tulsa at Navy

Sat, Oct 10, 3:30 pm ET · Navy-Marine Corps Memorial Stadium

Navy by 5.1 · 62% to win

Show as a table
OutcomeChance
Tulsa win37.6%
Navy win62.4%
Middle 50%: Tulsa by 6 to Navy by 1750%
Middle 90%: Tulsa by 21 to Navy by 3290%
Middle 95%: Tulsa by 27 to Navy by 3795%
Exactly Navy by 36.8%
Exactly Tulsa by 36.1%
Exactly Navy by 75.5%
Exactly Tulsa by 74.2%
Exactly Navy by 143.8%
P50
Half of games like this end between Tulsa by 6 and Navy by 17.
P90
9 in 10 between Tulsa by 21 and Navy by 32.
P95
19 in 20 between Tulsa by 27 and Navy by 37.
Where the forecast comes from
Last seasonNavy+5.5
This season, against its opponentsTulsa+3.5
Home fieldNavy+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Tulsa 3–1 2.9 +0.9
Navy 1–2 1.8 −0.8

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Tulsa vs Navy: questions and answers

Who will win Tulsa vs Navy?

Our forecast picks Navy, with 62% to win; Tulsa win 38% of the time.

What’s the spread for Tulsa vs Navy?

Our spread: Navy −5.1. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Tulsa vs Navy?

Saturday, October 10, 2026, at 3:30 pm ET, at Navy-Marine Corps Memorial Stadium.