luckadjusted
CFB Week 4 · 2026

College football · Week 7 2026 · Tuesday, October 13

Florida International vs Jacksonville State prediction and pick

Our Florida International Panthers at Jacksonville State Gamecocks pick: Jacksonville State by 6.8, 66% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 3 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.4, so about 54% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Florida International at Jacksonville State

Tue, Oct 13, 8:00 pm ET · AmFirst Stadium

Jacksonville State by 6.8 · 66% to win

Show as a table
OutcomeChance
Florida International win33.7%
Jacksonville State win66.3%
Middle 50%: Florida International by 4 to Jacksonville State by 1850%
Middle 90%: Florida International by 21 to Jacksonville State by 3490%
Middle 95%: Florida International by 25 to Jacksonville State by 3995%
Exactly Jacksonville State by 36.6%
Exactly Florida International by 35.7%
Exactly Jacksonville State by 75.5%
Exactly Jacksonville State by 143.9%
Exactly Florida International by 73.8%
P50
Half of games like this end between Florida International by 4 and Jacksonville State by 18.
P90
9 in 10 between Florida International by 21 and Jacksonville State by 34.
P95
19 in 20 between Florida International by 25 and Jacksonville State by 39.
Where the forecast comes from
Home fieldJacksonville State+3.1
This season, against its opponentsJacksonville State+2.5
Last seasonJacksonville State+1.2

The season so far

TeamRecordCoin-flip winsLuck in wins
Florida International 2–2 2.8 −0.9
Jacksonville State 3–2 3.3 −0.4

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Florida International vs Jacksonville State: questions and answers

Who will win Florida International vs Jacksonville State?

Our forecast picks Jacksonville State, with 66% to win; Florida International win 34% of the time.

What’s the spread for Florida International vs Jacksonville State?

Our spread: Jacksonville State −6.8. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Florida International vs Jacksonville State?

Tuesday, October 13, 2026, at 8:00 pm ET, at AmFirst Stadium.