luckadjusted
CFB Week 4 · 2026

College football · Week 8 2026 · Saturday, October 24

Hawai'i vs Northern Illinois prediction and pick

Our Hawai'i Rainbow Warriors at Northern Illinois Huskies pick: Hawai'i by 1.0, 52% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 4 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.6, so about 53% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Hawai'i at Northern Illinois

Sat, Oct 24, time to be announced · Huskie Stadium

Hawai'i by 1.0 · 52% to win

Show as a table
OutcomeChance
Hawai'i win52.4%
Northern Illinois win47.6%
Middle 50%: Hawai'i by 12 to Northern Illinois by 1050%
Middle 90%: Hawai'i by 28 to Northern Illinois by 2790%
Middle 95%: Hawai'i by 34 to Northern Illinois by 3295%
Exactly Hawai'i by 36.7%
Exactly Northern Illinois by 36.5%
Exactly Hawai'i by 75.1%
Exactly Northern Illinois by 74.8%
Exactly Hawai'i by 143.1%
P50
Half of games like this end between Hawai'i by 12 and Northern Illinois by 10.
P90
9 in 10 between Hawai'i by 28 and Northern Illinois by 27.
P95
19 in 20 between Hawai'i by 34 and Northern Illinois by 32.
Where the forecast comes from
Last seasonHawai'i+6.1
Home fieldNorthern Illinois+3.1
This season, against its opponentsNorthern Illinois+1.9

The season so far

TeamRecordCoin-flip winsLuck in wins
Hawai'i 1–3 1.6 +0.3
Northern Illinois 0–4 0.7 −1.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Hawai'i vs Northern Illinois: questions and answers

Who will win Hawai'i vs Northern Illinois?

Our forecast picks Hawai'i, with 52% to win; Northern Illinois win 48% of the time.

What’s the spread for Hawai'i vs Northern Illinois?

Our spread: Hawai'i −1.0. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Hawai'i vs Northern Illinois?

Saturday, October 24, 2026 (kickoff time to be announced), at Huskie Stadium.