luckadjusted
CFB Week 4 · 2026

College football · Week 9 2026 · Saturday, October 31

Florida vs Georgia prediction and pick

Our Florida Gators vs Georgia Bulldogs pick: Georgia by 5.7, 63% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 5 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.8, so about 52% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Florida vs Georgia

Sat, Oct 31, 3:30 pm ET · neutral site · Mercedes-Benz Stadium

Georgia by 5.7 · 63% to win

Show as a table
OutcomeChance
Florida win36.5%
Georgia win63.5%
Middle 50%: Florida by 6 to Georgia by 1750%
Middle 90%: Florida by 21 to Georgia by 3490%
Middle 95%: Florida by 27 to Georgia by 3895%
Exactly Georgia by 36.6%
Exactly Florida by 35.8%
Exactly Georgia by 75.4%
Exactly Florida by 74.0%
Exactly Georgia by 143.7%
P50
Half of games like this end between Florida by 6 and Georgia by 17.
P90
9 in 10 between Florida by 21 and Georgia by 34.
P95
19 in 20 between Florida by 27 and Georgia by 38.
Where the forecast comes from
Last seasonGeorgia+3.1
This season, against its opponentsGeorgia+2.4
Home fieldGeorgia+0.2

The season so far

TeamRecordCoin-flip winsLuck in wins
Florida 4–0 3.9 +0.3
Georgia 4–0 4.0 +0.1

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Florida vs Georgia: questions and answers

Who will win Florida vs Georgia?

Our forecast picks Georgia, with 63% to win; Florida win 37% of the time.

What’s the spread for Florida vs Georgia?

Our spread: Georgia −5.7. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Florida vs Georgia?

Saturday, October 31, 2026, at 3:30 pm ET, at Mercedes-Benz Stadium, a neutral site.