luckadjusted
CFB Week 4 · 2026

College football · Week 9 2026 · Saturday, October 31

Southern Miss vs UL Monroe prediction and pick

Our Southern Miss Golden Eagles at UL Monroe Warhawks pick: Southern Miss by 9.3, 71% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 5 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.8, so about 52% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Southern Miss at UL Monroe

Sat, Oct 31, time to be announced · Malone Stadium

Southern Miss by 9.3 · 71% to win

Show as a table
OutcomeChance
Southern Miss win71.1%
UL Monroe win28.9%
Middle 50%: Southern Miss by 21 to UL Monroe by 350%
Middle 90%: Southern Miss by 37 to UL Monroe by 1890%
Middle 95%: Southern Miss by 42 to UL Monroe by 2495%
Exactly Southern Miss by 36.2%
Exactly Southern Miss by 75.3%
Exactly UL Monroe by 35.1%
Exactly Southern Miss by 144.1%
Exactly Southern Miss by 173.7%
P50
Half of games like this end between Southern Miss by 21 and UL Monroe by 3.
P90
9 in 10 between Southern Miss by 37 and UL Monroe by 18.
P95
19 in 20 between Southern Miss by 42 and UL Monroe by 24.
Where the forecast comes from
This season, against its opponentsSouthern Miss+8.0
Last seasonSouthern Miss+4.5
Home fieldUL Monroe+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Southern Miss 1–3 1.9 −0.5
UL Monroe 0–4 1.0 −1.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Southern Miss vs UL Monroe: questions and answers

Who will win Southern Miss vs UL Monroe?

Our forecast picks Southern Miss, with 71% to win; UL Monroe win 29% of the time.

What’s the spread for Southern Miss vs UL Monroe?

Our spread: Southern Miss −9.3. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Southern Miss vs UL Monroe?

Saturday, October 31, 2026 (kickoff time to be announced), at Malone Stadium.