luckadjusted
CFB Week 4 · 2026

College football · Week 9 2026 · Thursday, October 29

Troy vs James Madison prediction and pick

Our Troy Trojans at James Madison Dukes pick: James Madison by 21.9, 91% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 5 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.8, so about 52% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Troy at James Madison

Thu, Oct 29, 7:30 pm ET · Bridgeforth Stadium

James Madison by 21.9 · 91% to win

Show as a table
OutcomeChance
Troy win9.4%
James Madison win90.6%
Middle 50%: James Madison by 10 to James Madison by 3350%
Middle 90%: Troy by 6 to James Madison by 4990%
Middle 95%: Troy by 11 to James Madison by 5595%
Exactly James Madison by 214.3%
Exactly James Madison by 284.2%
Exactly James Madison by 173.9%
Exactly James Madison by 143.8%
Exactly James Madison by 73.6%
P50
Half of games like this end between James Madison by 10 and James Madison by 33.
P90
9 in 10 between Troy by 6 and James Madison by 49.
P95
19 in 20 between Troy by 11 and James Madison by 55.
Where the forecast comes from
This season, against its opponentsJames Madison+11.7
Last seasonJames Madison+7.1
Home fieldJames Madison+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Troy 2–2 1.7 +0.2
James Madison 4–0 3.7 +0.8

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Troy vs James Madison: questions and answers

Who will win Troy vs James Madison?

Our forecast picks James Madison, with 91% to win; Troy win 9% of the time.

What’s the spread for Troy vs James Madison?

Our spread: James Madison −21.9. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Troy vs James Madison?

Thursday, October 29, 2026, at 7:30 pm ET, at Bridgeforth Stadium.