luckadjusted
CFB Week 4 · 2026

College football · Week 9 2026 · Saturday, October 31

Miami vs North Carolina prediction and pick

Our Miami Hurricanes at North Carolina Tar Heels pick: Miami by 19.0, 87% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 5 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.8, so about 52% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Miami at North Carolina

Sat, Oct 31, time to be announced · Kenan Stadium

Miami by 19.0 · 87% to win

Show as a table
OutcomeChance
Miami win87.3%
North Carolina win12.7%
Middle 50%: Miami by 31 to Miami by 750%
Middle 90%: Miami by 46 to North Carolina by 890%
Middle 95%: Miami by 52 to North Carolina by 1495%
Exactly Miami by 214.2%
Exactly Miami by 34.2%
Exactly Miami by 74.2%
Exactly Miami by 174.1%
Exactly Miami by 144.0%
P50
Half of games like this end between Miami by 31 and Miami by 7.
P90
9 in 10 between Miami by 46 and North Carolina by 8.
P95
19 in 20 between Miami by 52 and North Carolina by 14.
Where the forecast comes from
This season, against its opponentsMiami+13.8
Last seasonMiami+8.3
Home fieldNorth Carolina+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Miami 4–0 4.0 +0.2
North Carolina 2–1 2.2 0.0

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Miami vs North Carolina: questions and answers

Who will win Miami vs North Carolina?

Our forecast picks Miami, with 87% to win; North Carolina win 13% of the time.

What’s the spread for Miami vs North Carolina?

Our spread: Miami −19.0. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Miami vs North Carolina?

Saturday, October 31, 2026 (kickoff time to be announced), at Kenan Stadium.