luckadjusted
CFB Week 4 · 2026

College football · Week 10 2026 · Saturday, November 7

UL Monroe vs Arkansas State prediction and pick

Our UL Monroe Warhawks at Arkansas State Red Wolves pick: Arkansas State by 18.6, 87% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 6 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.9, so about 51% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

UL Monroe at Arkansas State

Sat, Nov 7, 3:00 pm ET · Centennial Bank Stadium

Arkansas State by 18.6 · 87% to win

Show as a table
OutcomeChance
UL Monroe win13.3%
Arkansas State win86.7%
Middle 50%: Arkansas State by 7 to Arkansas State by 3050%
Middle 90%: UL Monroe by 9 to Arkansas State by 4690%
Middle 95%: UL Monroe by 14 to Arkansas State by 5295%
Exactly Arkansas State by 34.3%
Exactly Arkansas State by 74.2%
Exactly Arkansas State by 214.2%
Exactly Arkansas State by 174.0%
Exactly Arkansas State by 144.0%
P50
Half of games like this end between Arkansas State by 7 and Arkansas State by 30.
P90
9 in 10 between UL Monroe by 9 and Arkansas State by 46.
P95
19 in 20 between UL Monroe by 14 and Arkansas State by 52.
Where the forecast comes from
This season, against its opponentsArkansas State+12.0
Last seasonArkansas State+3.5
Home fieldArkansas State+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
UL Monroe 0–4 1.0 −1.2
Arkansas State 2–2 1.5 +0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

UL Monroe vs Arkansas State: questions and answers

Who will win UL Monroe vs Arkansas State?

Our forecast picks Arkansas State, with 87% to win; UL Monroe win 13% of the time.

What’s the spread for UL Monroe vs Arkansas State?

Our spread: Arkansas State −18.6. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is UL Monroe vs Arkansas State?

Saturday, November 7, 2026, at 3:00 pm ET, at Centennial Bank Stadium.