luckadjusted
CFB Week 4 · 2026

College football · Week 10 2026 · Thursday, November 5

UTSA vs Florida Atlantic prediction and pick

Our UTSA Roadrunners at Florida Atlantic Owls pick: UTSA by 8.0, 68% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 6 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.9, so about 51% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

UTSA at Florida Atlantic

Thu, Nov 5, 8:00 pm ET · FAU Stadium

UTSA by 8.0 · 68% to win

Show as a table
OutcomeChance
UTSA win68.4%
Florida Atlantic win31.6%
Middle 50%: UTSA by 20 to Florida Atlantic by 350%
Middle 90%: UTSA by 35 to Florida Atlantic by 2090%
Middle 95%: UTSA by 41 to Florida Atlantic by 2595%
Exactly UTSA by 36.3%
Exactly Florida Atlantic by 35.4%
Exactly UTSA by 75.3%
Exactly UTSA by 143.9%
Exactly Florida Atlantic by 73.6%
P50
Half of games like this end between UTSA by 20 and Florida Atlantic by 3.
P90
9 in 10 between UTSA by 35 and Florida Atlantic by 20.
P95
19 in 20 between UTSA by 41 and Florida Atlantic by 25.
Where the forecast comes from
Last seasonUTSA+6.8
This season, against its opponentsUTSA+4.4
Home fieldFlorida Atlantic+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
UTSA 3–1 2.6 +0.8
Florida Atlantic 3–1 2.4 +1.1

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

UTSA vs Florida Atlantic: questions and answers

Who will win UTSA vs Florida Atlantic?

Our forecast picks UTSA, with 68% to win; Florida Atlantic win 32% of the time.

What’s the spread for UTSA vs Florida Atlantic?

Our spread: UTSA −8.0. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is UTSA vs Florida Atlantic?

Thursday, November 5, 2026, at 8:00 pm ET, at FAU Stadium.