luckadjusted
CFB Week 4 · 2026

College football · Week 9 2026 · Saturday, October 31

Notre Dame vs Navy prediction and pick

Our Notre Dame Fighting Irish vs Navy Midshipmen pick: Notre Dame by 31.8, 97% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 5 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.8, so about 52% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Notre Dame vs Navy

Sat, Oct 31, 12:00 pm ET · neutral site · Gillette Stadium

Notre Dame by 31.8 · 97% to win

Show as a table
OutcomeChance
Notre Dame win97.2%
Navy win2.8%
Middle 50%: Notre Dame by 42 to Notre Dame by 2150%
Middle 90%: Notre Dame by 59 to Notre Dame by 490%
Middle 95%: Notre Dame by 63 to Navy by 295%
Exactly Notre Dame by 568.1%
Exactly Notre Dame by 284.3%
Exactly Notre Dame by 353.8%
Exactly Notre Dame by 423.7%
Exactly Notre Dame by 213.5%
P50
Half of games like this end between Notre Dame by 42 and Notre Dame by 21.
P90
9 in 10 between Notre Dame by 59 and Notre Dame by 4.
P95
19 in 20 between Notre Dame by 63 and Navy by 2.
Where the forecast comes from
This season, against its opponentsNotre Dame+16.6
Last seasonNotre Dame+15.5
Home fieldNavy+0.2

The season so far

TeamRecordCoin-flip winsLuck in wins
Notre Dame 4–0 4.0 +0.3
Navy 1–2 1.8 −0.8

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Notre Dame vs Navy: questions and answers

Who will win Notre Dame vs Navy?

Our forecast picks Notre Dame, with 97% to win; Navy win 3% of the time.

What’s the spread for Notre Dame vs Navy?

Our spread: Notre Dame −31.8. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Notre Dame vs Navy?

Saturday, October 31, 2026, at 12:00 pm ET, at Gillette Stadium, a neutral site.