luckadjusted
CFB Week 4 · 2026

College football · Week 9 2026 · Friday, October 30

Tulane vs Charlotte prediction and pick

Our Tulane Green Wave at Charlotte 49ers pick: Tulane by 17.7, 86% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 5 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±16.8, so about 52% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Tulane at Charlotte

Fri, Oct 30, 7:00 pm ET · Jerry Richardson Stadium

Tulane by 17.7 · 86% to win

Show as a table
OutcomeChance
Tulane win85.7%
Charlotte win14.3%
Middle 50%: Tulane by 28 to Tulane by 750%
Middle 90%: Tulane by 45 to Charlotte by 1090%
Middle 95%: Tulane by 50 to Charlotte by 1595%
Exactly Tulane by 34.5%
Exactly Tulane by 74.4%
Exactly Tulane by 214.2%
Exactly Tulane by 144.1%
Exactly Tulane by 174.1%
P50
Half of games like this end between Tulane by 28 and Tulane by 7.
P90
9 in 10 between Tulane by 45 and Charlotte by 10.
P95
19 in 20 between Tulane by 50 and Charlotte by 15.
Where the forecast comes from
Last seasonTulane+12.9
This season, against its opponentsTulane+8.0
Home fieldCharlotte+3.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Tulane 2–2 1.2 +0.7
Charlotte 0–4 1.1 −1.1

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Tulane vs Charlotte: questions and answers

Who will win Tulane vs Charlotte?

Our forecast picks Tulane, with 86% to win; Charlotte win 14% of the time.

What’s the spread for Tulane vs Charlotte?

Our spread: Tulane −17.7. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Tulane vs Charlotte?

Friday, October 30, 2026, at 7:00 pm ET, at Jerry Richardson Stadium.