luckadjusted
CFB Week 4 · 2026

College football · Week 11 2026 · Saturday, November 14

Troy vs South Alabama prediction and pick

Our Troy Trojans at South Alabama Jaguars pick: South Alabama by 4.3, 60% to win. The forecast rates every team against the opponents it has played, this season and last, and adds home field. No betting information goes in.

An early look, 7 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±17.0, so about 50% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Troy at South Alabama

Sat, Nov 14, time to be announced · Hancock Whitney Stadium

South Alabama by 4.3 · 60% to win

Show as a table
OutcomeChance
Troy win40.0%
South Alabama win60.0%
Middle 50%: Troy by 7 to South Alabama by 1650%
Middle 90%: Troy by 24 to South Alabama by 3290%
Middle 95%: Troy by 29 to South Alabama by 3895%
Exactly South Alabama by 36.6%
Exactly Troy by 36.0%
Exactly South Alabama by 75.2%
Exactly Troy by 74.3%
Exactly South Alabama by 143.5%
P50
Half of games like this end between Troy by 7 and South Alabama by 16.
P90
9 in 10 between Troy by 24 and South Alabama by 32.
P95
19 in 20 between Troy by 29 and South Alabama by 38.
Where the forecast comes from
Home fieldSouth Alabama+3.1
Last seasonSouth Alabama+1.2
This season, against its opponentsTroy+0.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Troy 2–2 1.7 +0.2
South Alabama 2–2 1.8 +0.8

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Troy vs South Alabama: questions and answers

Who will win Troy vs South Alabama?

Our forecast picks South Alabama, with 60% to win; Troy win 40% of the time.

What’s the spread for Troy vs South Alabama?

Our spread: South Alabama −4.3. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Troy vs South Alabama?

Saturday, November 14, 2026 (kickoff time to be announced), at Hancock Whitney Stadium.