luckadjusted
NFL Week 3 · 2026

NFL · Week 11 2026 · Thursday, November 19

Colts vs Texans prediction and pick

Our Indianapolis Colts at Houston Texans pick: Texans by 4.8, 64% to win. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 8 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.4, so about 81% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Colts at Texans

Thu, Nov 19, 8:15 pm ET · Reliant Stadium

Texans by 4.8 · 64% to win

Show as a table
OutcomeChance
Colts win36.0%
Texans win64.0%
Middle 50%: Colts by 4 to Texans by 1450%
Middle 90%: Colts by 17 to Texans by 2790%
Middle 95%: Colts by 21 to Texans by 3195%
Exactly Texans by 38.2%
Exactly Colts by 37.0%
Exactly Texans by 75.5%
Exactly Texans by 144.4%
Exactly Texans by 104.1%
P50
Half of games like this end between Colts by 4 and Texans by 14.
P90
9 in 10 between Colts by 17 and Texans by 27.
P95
19 in 20 between Colts by 21 and Texans by 31.
Where the forecast comes from
Home fieldTexans+2.3
This season, adjusted for luckTexans+1.4
Last seasonTexans+1.1
QuarterbacksColts+0.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Colts 1–2 0.4 +0.2
Texans 0–3 1.2 −1.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Colts vs Texans: questions and answers

Who will win Colts vs Texans?

Our forecast picks the Texans, with 64% to win; the Colts win 36% of the time.

What’s the spread for Colts vs Texans?

Our spread: Texans −4.8. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Colts vs Texans?

Thursday, November 19, 2026, at 8:15 pm ET, at Reliant Stadium.