luckadjusted
NFL Week 3 · 2026

NFL · Week 11 2026 · Sunday, November 22

Saints vs Bears prediction and pick

Our New Orleans Saints at Chicago Bears pick: Bears by 7.6, 72% to win. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 8 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.4, so about 81% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Saints at Bears

Sun, Nov 22, 1:00 pm ET · Soldier Field

Bears by 7.6 · 72% to win

Show as a table
OutcomeChance
Saints win28.2%
Bears win71.8%
Middle 50%: Saints by 3 to Bears by 1750%
Middle 90%: Saints by 14 to Bears by 2990%
Middle 95%: Saints by 18 to Bears by 3495%
Exactly Bears by 37.8%
Exactly Saints by 36.1%
Exactly Bears by 75.6%
Exactly Bears by 145.0%
Exactly Bears by 104.4%
P50
Half of games like this end between Saints by 3 and Bears by 17.
P90
9 in 10 between Saints by 14 and Bears by 29.
P95
19 in 20 between Saints by 18 and Bears by 34.
Where the forecast comes from
This season, adjusted for luckBears+3.6
Home fieldBears+2.3
Last seasonBears+0.9
QuarterbacksBears+0.7

The season so far

TeamRecordCoin-flip winsLuck in wins
Saints 1–2 1.4 −0.4
Bears 2–1 2.7 −0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Saints vs Bears: questions and answers

Who will win Saints vs Bears?

Our forecast picks the Bears, with 72% to win; the Saints win 28% of the time.

What’s the spread for Saints vs Bears?

Our spread: Bears −7.6. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Saints vs Bears?

Sunday, November 22, 2026, at 1:00 pm ET, at Soldier Field.