luckadjusted
NFL Week 3 · 2026

NFL · Week 12 2026 · Monday, November 30

Panthers vs Buccaneers prediction and pick

Our Carolina Panthers at Tampa Bay Buccaneers pick: Buccaneers by 1.5, 55% to win. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 9 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.4, so about 81% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Panthers at Buccaneers

Mon, Nov 30, 8:15 pm ET · Raymond James Stadium

Buccaneers by 1.5 · 55% to win

Show as a table
OutcomeChance
Panthers win45.5%
Buccaneers win54.5%
Middle 50%: Panthers by 7 to Buccaneers by 1050%
Middle 90%: Panthers by 21 to Buccaneers by 2490%
Middle 95%: Panthers by 25 to Buccaneers by 2895%
Exactly Buccaneers by 38.2%
Exactly Panthers by 37.8%
Exactly Buccaneers by 75.1%
Exactly Panthers by 74.6%
Exactly Buccaneers by 103.6%
P50
Half of games like this end between Panthers by 7 and Buccaneers by 10.
P90
9 in 10 between Panthers by 21 and Buccaneers by 24.
P95
19 in 20 between Panthers by 25 and Buccaneers by 28.
Where the forecast comes from
Home fieldBuccaneers+2.3
This season, adjusted for luckPanthers+0.9
QuarterbacksBuccaneers+0.5
Last seasonPanthers+0.4

The season so far

TeamRecordCoin-flip winsLuck in wins
Panthers 1–2 1.4 −1.0
Buccaneers 0–3 1.5 −0.7

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Panthers vs Buccaneers: questions and answers

Who will win Panthers vs Buccaneers?

Our forecast picks the Buccaneers, with 55% to win; the Panthers win 45% of the time.

What’s the spread for Panthers vs Buccaneers?

Our spread: Buccaneers −1.5. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Panthers vs Buccaneers?

Monday, November 30, 2026, at 8:15 pm ET, at Raymond James Stadium.