luckadjusted
NFL Week 3 · 2026

NFL · Week 13 2026 · Sunday, December 6

Jaguars vs Bears prediction and pick

Our Jacksonville Jaguars at Chicago Bears pick: Bears by 1.0, 53% to win. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 10 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.4, so about 81% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Jaguars at Bears

Sun, Dec 6, 1:00 pm ET · Soldier Field

Bears by 1.0 · 53% to win

Show as a table
OutcomeChance
Jaguars win47.0%
Bears win53.0%
Middle 50%: Jaguars by 8 to Bears by 1050%
Middle 90%: Jaguars by 21 to Bears by 2390%
Middle 95%: Jaguars by 25 to Bears by 2795%
Exactly Bears by 38.2%
Exactly Jaguars by 37.9%
Exactly Bears by 75.0%
Exactly Jaguars by 74.7%
Exactly Bears by 103.5%
P50
Half of games like this end between Jaguars by 8 and Bears by 10.
P90
9 in 10 between Jaguars by 21 and Bears by 23.
P95
19 in 20 between Jaguars by 25 and Bears by 27.
Where the forecast comes from
Home fieldBears+2.3
Last seasonJaguars+1.3
QuarterbacksJaguars+0.2
This season, adjusted for luckBears+0.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Jaguars 2–1 2.4 −0.3
Bears 2–1 2.7 −0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Jaguars vs Bears: questions and answers

Who will win Jaguars vs Bears?

Our forecast picks the Bears, with 53% to win; the Jaguars win 47% of the time.

What’s the spread for Jaguars vs Bears?

Our spread: Bears −1.0. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Jaguars vs Bears?

Sunday, December 6, 2026, at 1:00 pm ET, at Soldier Field.