luckadjusted
NFL Week 3 · 2026

NFL · Week 15 2026 · Sunday, December 20

Jaguars vs Texans prediction and pick

Our Jacksonville Jaguars at Houston Texans pick: Jaguars by 2.5, 57% to win. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 12 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.4, so about 81% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Jaguars at Texans

Sun, Dec 20, 1:00 pm ET · Reliant Stadium

Jaguars by 2.5 · 57% to win

Show as a table
OutcomeChance
Jaguars win57.4%
Texans win42.6%
Middle 50%: Jaguars by 12 to Texans by 750%
Middle 90%: Jaguars by 24 to Texans by 2090%
Middle 95%: Jaguars by 28 to Texans by 2495%
Exactly Jaguars by 38.3%
Exactly Texans by 37.6%
Exactly Jaguars by 75.3%
Exactly Texans by 74.3%
Exactly Jaguars by 143.8%
P50
Half of games like this end between Jaguars by 12 and Texans by 7.
P90
9 in 10 between Jaguars by 24 and Texans by 20.
P95
19 in 20 between Jaguars by 28 and Texans by 24.
Where the forecast comes from
This season, adjusted for luckJaguars+4.1
Home fieldTexans+2.3
QuarterbacksJaguars+0.6
Last seasonJaguars+0.1

The season so far

TeamRecordCoin-flip winsLuck in wins
Jaguars 2–1 2.4 −0.3
Texans 0–3 1.2 −1.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Jaguars vs Texans: questions and answers

Who will win Jaguars vs Texans?

Our forecast picks the Jaguars, with 57% to win; the Texans win 43% of the time.

What’s the spread for Jaguars vs Texans?

Our spread: Jaguars −2.5. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Jaguars vs Texans?

Sunday, December 20, 2026, at 1:00 pm ET, at Reliant Stadium.