luckadjusted
NFL Week 3 · 2026

NFL · Week 17 2026 · Sunday, January 3

Raiders vs Cardinals prediction and pick

Our Las Vegas Raiders at Arizona Cardinals pick: Raiders by 1.2, 54% to win. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 14 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.4, so about 81% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Raiders at Cardinals

Sun, Jan 3, 4:05 pm ET · State Farm Stadium

Raiders by 1.2 · 54% to win

Show as a table
OutcomeChance
Raiders win53.7%
Cardinals win46.3%
Middle 50%: Raiders by 10 to Cardinals by 750%
Middle 90%: Raiders by 24 to Cardinals by 2190%
Middle 95%: Raiders by 28 to Cardinals by 2595%
Exactly Raiders by 38.2%
Exactly Cardinals by 37.9%
Exactly Raiders by 75.1%
Exactly Cardinals by 74.6%
Exactly Raiders by 103.6%
P50
Half of games like this end between Raiders by 10 and Cardinals by 7.
P90
9 in 10 between Raiders by 24 and Cardinals by 21.
P95
19 in 20 between Raiders by 28 and Cardinals by 25.
Where the forecast comes from
This season, adjusted for luckRaiders+3.7
Home fieldCardinals+2.3
Last seasonCardinals+0.5
QuarterbacksRaiders+0.3

The season so far

TeamRecordCoin-flip winsLuck in wins
Raiders 3–0 2.0 +1.4
Cardinals 1–2 1.0 +0.2

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Raiders vs Cardinals: questions and answers

Who will win Raiders vs Cardinals?

Our forecast picks the Raiders, with 54% to win; the Cardinals win 46% of the time.

What’s the spread for Raiders vs Cardinals?

Our spread: Raiders −1.2. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Raiders vs Cardinals?

Sunday, January 3, 2026, at 4:05 pm ET, at State Farm Stadium.