luckadjusted
NFL Week 3 · 2026

NFL · Week 8 2026 · Sunday, November 1

Colts vs Jaguars prediction and pick

Our Indianapolis Colts at Jacksonville Jaguars pick: Jaguars by 9.6, 77% to win. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

An early look, 5 weeks ahead: it sharpens as the game comes up. Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±13.3, so about 83% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Colts at Jaguars

Sun, Nov 1, 1:00 pm ET · EverBank Stadium

Jaguars by 9.6 · 77% to win

Show as a table
OutcomeChance
Colts win23.3%
Jaguars win76.7%
Middle 50%: Jaguars by 2 to Jaguars by 1850%
Middle 90%: Colts by 13 to Jaguars by 3190%
Middle 95%: Colts by 17 to Jaguars by 3595%
Exactly Jaguars by 37.4%
Exactly Jaguars by 75.5%
Exactly Colts by 35.3%
Exactly Jaguars by 145.3%
Exactly Jaguars by 104.5%
P50
Half of games like this end between Jaguars by 2 and Jaguars by 18.
P90
9 in 10 between Colts by 13 and Jaguars by 31.
P95
19 in 20 between Colts by 17 and Jaguars by 35.
Where the forecast comes from
This season, adjusted for luckJaguars+5.5
Home fieldJaguars+2.3
Last seasonJaguars+1.2
QuarterbacksJaguars+0.5

The season so far

TeamRecordCoin-flip winsLuck in wins
Colts 1–2 0.4 +0.2
Jaguars 2–1 2.4 −0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Colts vs Jaguars: questions and answers

Who will win Colts vs Jaguars?

Our forecast picks the Jaguars, with 77% to win; the Colts win 23% of the time.

What’s the spread for Colts vs Jaguars?

Our spread: Jaguars −9.6. The betting line isn’t out yet. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Colts vs Jaguars?

Sunday, November 1, 2026, at 1:00 pm ET, at EverBank Stadium.