luckadjusted
NFL Week 3 · 2026

NFL · Week 4 2026 · Sunday, October 4

Colts vs Commanders prediction and pick

Our Indianapolis Colts vs Washington Commanders pick: Colts by 0.4, 51% to win, against a betting line of Colts −3.5. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±12.9, so about 88% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Colts vs Commanders

Sun, Oct 4, 9:30 am ET · neutral site · Tottenham Hotspur Stadium

Colts by 0.4 · 51% to win · line Colts −3.5

Show as a table
OutcomeChance
Colts win51.2%
Commanders win48.8%
Middle 50%: Colts by 9 to Commanders by 850%
Middle 90%: Colts by 21 to Commanders by 2190%
Middle 95%: Colts by 26 to Commanders by 2595%
Exactly Colts by 38.4%
Exactly Commanders by 38.3%
Exactly Colts by 75.1%
Exactly Commanders by 74.9%
Exactly Colts by 103.5%
P50
Half of games like this end between Colts by 9 and Commanders by 8.
P90
9 in 10 between Colts by 21 and Commanders by 21.
P95
19 in 20 between Colts by 26 and Commanders by 25.

Out or doubtful: Colts: Alec Pierce (WR); Commanders: Laremy Tunsil (T), Nick Cross (S).

Where the forecast comes from
Last seasonColts+1.9
This season, adjusted for luckCommanders+1.0
Home fieldCommanders+0.6
InjuriesColts+0.3
QuarterbacksCommanders+0.3

The season so far

TeamRecordCoin-flip winsLuck in wins
Colts 1–2 0.4 +0.2
Commanders 1–2 1.2 0.0

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Colts vs Commanders: questions and answers

Who will win Colts vs Commanders?

Our forecast picks the Colts, with 51% to win; the Commanders win 49% of the time.

What’s the spread for Colts vs Commanders?

Our spread: Colts −0.4. The betting line: Colts −3.5. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Colts vs Commanders?

Sunday, October 4, 2026, at 9:30 am ET, at Tottenham Hotspur Stadium, a neutral site.