luckadjusted
NFL Week 3 · 2026

NFL · Week 4 2026 · Sunday, October 4

Jets vs Bears prediction and pick

Our New York Jets at Chicago Bears pick: Bears by 6.8, 70% to win, against a betting line of Bears −3.5. The forecast starts from what each team’s play has been worth once the luck is adjusted for, adds last season, who starts at quarterback and who is out hurt, and home field. No betting information goes in.

Updated every day until kickoff, then frozen and scored. After the game this page shows who deserved to win.

Why the curves are so wide: luck. Even with both teams’ strength known exactly, one game’s bounces, kicks, calls and sequencing move the final margin by about ±12.1 points (one standard deviation, measured from every play since 2019). These forecasts carry ±12.9, so about 88% of the width is that luck; the rest is what nobody knows yet about the teams. That is why a 7-point favorite still loses about 3 times in 10.

Jets at Bears

Sun, Oct 4, 1:00 pm ET · Soldier Field

Bears by 6.8 · 70% to win · line Bears −3.5

Show as a table
OutcomeChance
Jets win29.6%
Bears win70.4%
Middle 50%: Jets by 3 to Bears by 1650%
Middle 90%: Jets by 14 to Bears by 2890%
Middle 95%: Jets by 18 to Bears by 3295%
Exactly Bears by 38.2%
Exactly Jets by 36.4%
Exactly Bears by 75.8%
Exactly Bears by 144.9%
Exactly Bears by 104.5%
P50
Half of games like this end between Jets by 3 and Bears by 16.
P90
9 in 10 between Jets by 14 and Bears by 28.
P95
19 in 20 between Jets by 18 and Bears by 32.

Case Keenum starts for the Bears in place of Caleb Williams.

Out or doubtful: Bears: Kyler Gordon (DB).

Where the forecast comes from
This season, adjusted for luckBears+3.3
Last seasonBears+2.9
Home fieldBears+2.3
QuarterbacksJets+1.5
InjuriesJets+0.3

The season so far

TeamRecordCoin-flip winsLuck in wins
Jets 1–2 1.2 −0.5
Bears 2–1 2.7 −0.3

Coin-flip wins: the wins each team’s games were worth with only the kicks, bounces, drops and calls re-rolled, the record adjusted for luck. Luck in wins: actual wins minus what the play was worth.

Jets vs Bears: questions and answers

Who will win Jets vs Bears?

Our forecast picks the Bears, with 70% to win; the Jets win 30% of the time.

What’s the spread for Jets vs Bears?

Our spread: Bears −6.8. The betting line: Bears −3.5. Ours uses no betting information, so where the two differ is where our read of the teams differs from the market’s.

When is Jets vs Bears?

Sunday, October 4, 2026, at 1:00 pm ET, at Soldier Field.